406 E Main St, Royal, IL 61871 Property Records

Champaign County property record for 406 E Main St, Royal, IL 61871 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1.5 Baths
Year Built	Built 1964
Square Footage	1,300 sqft Living Area
Lot Size	19,451 sqft (0.446 acres)
Garage	Attached, 352 sqft
Occupancy	Owner Occupied
Last Sale	$120,000 (2017)
Tax Bill	$3,404.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`17-18-17-252-024`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,300 sqft Living Area
Gross Area	2,952 sqft Gross Area
1st Floor	1,300 sqft 1st Floor
Basement Area	1,300 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	A-Frame Style
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	19,451 sqft (0.446 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	352 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	406 E MAIN ST
City	ROYAL
State	IL
Zip	61871-6050
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 3, PT 4 DUITSMANS, OLTMAN, SUB
Legal Range	14W
Legal Township	20N
Legal Section	17
Legal Subdivision	DUITSMANS, OLTMAN, SUB
Legal Lot Number	3
Jurisdiction	CHAMPAIGN IL
Minor Civil Division	OGDEN
Census Blockgroup	1
Census Block	1035
Census Tract	10702

Owner

Source: Champaign County records · APN 17-18-17-252-024

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	406 E MAIN ST, ROYAL, IL 61871-6050
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 17, 2017 · Amount on Record
Deed Sale	Jan 17, 2017 · Amount on Record
Deed Doc Number	2017908
Prior Transfer Date	May 03, 2016
Prior Transfer Doc	0000016508
Record Refreshed	Jun 08, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 17, 2017
Property Address	406 E MAIN ST, ROYAL, IL 61871-6050
Document Number	0000000908
Instrument Date	Jan 04, 2017
Instrument	908
Transaction Type	Transfer
Record Updated	Feb 03, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	406 E MAIN ST ROYAL IL 618716050, ROYAL, IL 61871-6050

Mortgage

Document Number	909,
Date	Jan 17, 2017
Instrument	909

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Interest

Rate	3.99%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Ogden Township
Municipality	Royal Village
Elementary School District	Prairieview-Ogden Community Consolidated School District 197 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,390 (+23.87%) Land $11,380 Building $47,010	$175,170 (+23.87%) Land $34,140 Building $141,030
2024	$3,404.00 (+12.53%)
2022	$3,025.00 Homeowner's exemption	$47,140 Land $9,190 Building $37,950	$141,420 Land $27,570 Building $113,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.