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402 E Main St, Royal, IL 61871 Property Records

Champaign County property record for 402 E Main St, Royal, IL 61871 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,204 sqft · built 1958
Lot Size0.309 acres (13,458 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Jul 2020)
Tax Bill$3,103 (2024)
Deeds & MortgagesOct 2020 Mortgage
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-18-17-252-020

Property Details

APN / Parcel Number

Primary APN17-18-17-252-020

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,204 sqft Living Area
Gross Area3,124 sqft
1st Floor Area1,204 sqft
Basement Area1,204 sqft
FlooringWood

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Roof MaterialOther
Lot Area13,458 sqft (0.309 acres)
Garage TypeAttached
Garage Area626 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address402 E MAIN ST
CityROYAL
StateIL
Zip61871-6050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 DUITSMANS, OLTMAN, SUB AND LOT PT 12 BLOCK 1 DUITSMANS, I.J., 2ND ADD
Legal Range14W
Legal Township20N
Legal Section17
Legal SubdivisionDUITSMANS, OLTMAN, SUB
Legal Block1
Legal Lot Number6,12
JurisdictionCHAMPAIGN IL
Township / Civil DivisionOGDEN
Census Block Group1
Census Block1035
Census Tract10702

Owner

Source: Champaign County records · APN 17-18-17-252-020

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 171, ROYAL, IL 61871-0171
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2020Deed of Trust, Mortgage · VA Mortgage
FLAT BRANCH HOME LOANS INC
Jul 29, 2020Warranty Deed, Transfer · VA Mortgage
FLAT BRANCH HOME LOANS INC
Jun 07, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 29, 2020 · Amount on Record
Deed SaleJul 29, 2020 · Amount on Record
Deed Document Number202014514
Prior Transfer DateMay 31, 2018
Prior Transfer Doc0000009332
Record UpdatedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address402 E MAIN ST, ROYAL, IL 61871-6050
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021809
DateOct 22, 2020
Instrument2020R21809
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueAug 01, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 29, 2020
Property Address402 E MAIN ST, ROYAL, IL 61871-6050
Document Number0000014514
Instrument DateJul 24, 2020
Instrument2020R14514
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyACT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 E MAIN ST, ROYAL, IL 61871-6050

Mortgage

Document Number0000014515
DateJul 29, 2020
Instrument2020R14515
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAMPAIGN IL
Recording DateJun 07, 2018
Property Address402 E MAIN ST, ROYAL, IL 61871-6050
Document Number0000009332
Instrument DateMay 31, 2018
Instrument9332
Transaction TypeTransfer
Record UpdatedJun 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address402 E MAIN ST ROYAL IL 618716050, ROYAL, IL 61871-6050

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionOgden Township
MunicipalityRoyal Village
Elementary School DistrictPrairieview-Ogden Community Consolidated School District 197 (KG - 08)
Secondary School DistrictSt. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$53,790 (+23.85%) Land $6,960 Building $46,830$161,370 (+23.85%) Land $20,880 Building $140,490
2024$3,103.00 (-2.79%)
2022$3,192.00$43,430 Land $5,620 Building $37,810$130,290 Land $16,860 Building $113,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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