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408 E Main St, Royal, IL 61871 Property Records

Champaign County property record for 408 E Main St, Royal, IL 61871 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,278 sqft · built 1952
Lot Size0.331 acres (14,400 sqft)
OwnerIndividual Name on File
Last Sale$137,000 (Mar 2020)
Tax Bill$3,743 (2024)
Deeds & MortgagesMar 2020 Sale & Mortgage
Oct 2017 Transfer
Flood ZoneZone X (minimal risk)
APN17-18-17-252-021

Property Details

APN / Parcel Number

Primary APN17-18-17-252-021

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,278 sqft Living Area
Gross Area3,014 sqft
1st Floor Area1,278 sqft
Basement Area1,278 sqft
FlooringWood

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialOther
Lot Area14,400 sqft (0.331 acres)
Garage TypeAttached
Garage Area416 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address408 E MAIN ST
CityROYAL
StateIL
Zip61871-6050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 DUITSMANS, OLTMAN, SUB AND OTHER LAND
Legal Range14W
Legal Township20N
Legal Section17
Legal SubdivisionDUITSMANS, OLTMAN, SUB
Legal Lot Number2
JurisdictionCHAMPAIGN IL
Township / Civil DivisionOGDEN
Census Block Group1
Census Block1035
Census Tract10702

Owner

Source: Champaign County records · APN 17-18-17-252-021

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address408 W MAIN ST, ROYAL, IL 61871-6052
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2020Warranty Deed, Transfer · Conventional with PMI
BANKCHAMPAIGN
Oct 16, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 19, 2020 · Amount on Record
Deed SaleMar 19, 2020 · Amount on Record
Prior SaleAug 10, 2009 · Amount on Record
Deed Document Number20204404
Prior Transfer DateOct 03, 2017
Prior Transfer Doc0000019748
Record UpdatedJun 08, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateMar 19, 2020
Property Address408 E MAIN ST, ROYAL, IL 61871-6050
Document Number0000004404
Instrument DateMar 18, 2020
Instrument4404
Transaction TypeTransfer
Record UpdatedMay 27, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$137.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 W MAIN ST ROYAL IL 61871, ROYAL, IL 61871

Mortgage

Document Number4405
DateMar 19, 2020
Instrument4405
Lender
NameBANKCHAMPAIGN
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 18, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAMPAIGN IL
Recording DateOct 16, 2017
Property Address408 E MAIN ST, ROYAL, IL 61871-6050
Document Number0000019748
Instrument DateOct 03, 2017
Instrument19748
Transaction TypeTransfer
Record UpdatedNov 24, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2038 COUNTY ROAD 2100 N ST JOSEPH IL 618739547, ST JOSEPH, IL 61873-9547

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionOgden Township
MunicipalityRoyal Village
Elementary School DistrictPrairieview-Ogden Community Consolidated School District 197 (KG - 08)
Secondary School DistrictSt. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$57,200 (+23.89%) Land $6,420 Building $50,780$171,600 (+23.89%) Land $19,260 Building $152,340
2024$3,743.00 (+10.32%)
2022$3,393.00$46,170 Land $5,180 Building $40,990$138,510 Land $15,540 Building $122,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170190107021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AMG Technology Investment GroupFixed Wireless800 / 400
VerizonFixed Wireless300 / 20
FrontierDSL115 / 7
JAB WirelessFixed Wireless (unlicensed)25 / 5
Benton Ridge Telephone CompanyFixed Wireless (unlicensed)10 / 1
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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