Champaign County property record for 404 E Main St, Royal, IL 61871 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Architecture Style | A-Frame |
| Year Built | Built 1950 |
| Square Footage | 1,508 sqft Living Area |
| Lot Size | 20,480 sqft (0.469 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2016) |
| Tax Bill | $10.00 (2025) |
| Primary APN | 17-18-17-252-012 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,508 sqft Living Area |
| Gross Area | 3,080 sqft Gross Area |
| 1st Floor | 1,508 sqft 1st Floor |
| Basement Area | 1,508 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | A-Frame Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 20,480 sqft (0.469 acres) |
| Porch Area | 178 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 404 E MAIN ST |
|---|---|
| City | ROYAL |
| State | IL |
| Zip | 61871-6050 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS PT 4, 5 DUITSMANS, OLTMAN, SUB |
| Legal Range | 14W |
| Legal Township | 20N |
| Legal Section | 17 |
| Legal Subdivision | DUITSMANS, OLTMAN, SUB |
| Legal Lot Number | 5 |
| Jurisdiction | CHAMPAIGN IL |
| Minor Civil Division | OGDEN |
| Census Blockgroup | 1 |
| Census Block | 1035 |
| Census Tract | 10702 |
Source: Champaign County records · APN 17-18-17-252-012
Assessment roll updated April 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 E MAIN ST, ROYAL, IL 61871-6050 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 11, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 2016 · Amount on Record |
| Deed Sale | May 25, 2016 · Amount on Record |
| Deed Doc Number | 20169281 |
| Prior Transfer Date | Jul 01, 2013 |
| Prior Transfer Doc | 0000017031 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 404 E MAIN ST, ROYAL, IL 61871-6050 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000016515 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025R16515 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 404 E MAIN ST, ROYAL, IL 61871-6050 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000006371 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 2022R06371 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Ogden Township |
| Municipality | Royal Village |
| Elementary School District | Prairieview-Ogden Community Consolidated School District 197 (KG - 08) |
| Secondary School District | St. Joseph-Ogden Community High School District 305 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10.00 (-99.73%) | $62,410 (+23.88%) Land $9,910 Building $52,500 | $187,230 (+23.88%) Land $29,730 Building $157,500 |
| 2024 | $3,666.00 (+12.39%) | ||
| 2022 | $3,262.00 Homeowner's exemption | $50,380 Land $8,000 Building $42,380 | $151,140 Land $24,000 Building $127,140 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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