406 Covena Ave, Modesto, CA 95354 Property Records

Stanislaus County property record for 406 Covena Ave, Modesto, CA 95354

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,074 sqft · built 1955
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$303,000 (Jul 2020)
Tax Bill$3,877 (2026)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN108-008-056-000

Property Details

APN / Parcel Number

Primary APN108-008-056-000
Alternative APNs
  • 1080856000
  • 1080856

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,074 sqft Living Area
1st Floor Area1,074 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeWood
Lot Area6,970 sqft (0.16 acres)
Parking Spaces1 Parking Space
Patio Area272 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address406 COVENA AVE
CityMODESTO
StateCA
Zip95354-1526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCOVENA PARK 02
Legal Block3
Legal Lot Number11
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group3
Census Block3003
Census Tract1900

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address406 COVENA AVE, MODESTO, CA 95354-1526
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2020 · Amount on Record
Deed SaleJul 17, 2020 · Amount on Record
Prior SaleAug 6, 2013 · Amount on Record
Deed Document Number202050558
Prior Transfer DateJun 9, 2015
Prior Transfer Doc0000046850
Record UpdatedOct 29, 2026

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateJul 17, 2020
Property Address406 COVENA AVE, MODESTO, CA 95354-1526
Document Number0000050558
Map ReferenceVOL 14 PG 49
Instrument DateJun 30, 2020
Instrument2020-0050558
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyCYPRESS TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address406 COVENA AVE, MODESTO, CA 95354-1526

Mortgage

Document Number0000050559
DateJul 17, 2020
Instrument2020-0050559
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictModesto City Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,877.00 (+1.1%)$334,533 (+2%) Land $176,651 Building $157,882
2025$3,835.00 (+6.26%)$327,975 (+4.04%) Land $173,188 Building $154,787
2023$3,609.00 (+2.47%)$315,241 Land $166,464 Building $148,777
2022$3,522.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: ezWave, Verizon.

Nearby Properties on Covena Ave

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