349 Covena Ave, Modesto, CA 95354 Property Records

Stanislaus County property record for 349 Covena Ave, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,717 sqft · built 1947
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$309,000 (Apr 2020)
Tax Bill	$4,635 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`108-009-026-000`

Property Details

APN / Parcel Number

Primary APN	`108-009-026-000`
Alternative APNs	`1080926000` `1080926`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,717 sqft Living Area
Gross Area	1,353 sqft
1st Floor Area	1,717 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
View / Lot	Corner
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	349 COVENA AVE
City	MODESTO
State	CA
Zip	95354-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP C2 63
Legal Subdivision	WILSON SCHOOL 02
Legal Block	5
Legal Lot Number	1
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	5
Census Block	5015
Census Tract	1900

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	349 COVENA AVE, MODESTO, CA 95354-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 17, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 16, 2020	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	May 28, 2014 · Amount on Record
Deed Document Number	202026832
Prior Transfer Date	May 20, 2005
Prior Transfer Doc	0000090577
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	349 COVENA AVE, MODESTO, CA 95354-1523
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 COVENA AVE, MODESTO, CA 95354-1523

Mortgage

Document Number	0000012331
Date	Mar 4, 2026
Instrument	2026-0012331

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	349 COVENA AVE, MODESTO, CA 95354-1523
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041706
Date	Jun 17, 2020
Instrument	2020-0041706

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	349 COVENA AVE, MODESTO, CA 95354-1523
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 COVENA AVE, MODESTO, CA 95354-1523

Mortgage

Document Number	0000025103
Date	Mar 16, 2021
Instrument	2021-0025103

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 16, 2020
Property Address	349 COVENA AVE, MODESTO, CA 95354-1523
Document Number	0000026832
Map Reference	VOL 11 PG 74
Instrument Date	Apr 7, 2020
Instrument	2020-0026832
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 COVENA AVE, MODESTO, CA 95354-1523

Mortgage

Document Number	0000026833
Date	Apr 16, 2020
Instrument	2020-0026833

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 20, 2050

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,635.00 (+1.11%)	$399,894 (+2%) Land $178,480 Building $221,414
2025	$4,584.00 (+6.23%)	$392,054 (+4.04%) Land $174,981 Building $217,073
2023	$4,315.00 (+2.49%)	$376,832 Land $168,187 Building $208,645
2022	$4,210.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

Nearby Properties on Covena Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures