345 Covena Ave, Modesto, CA 95354 Property Records

Stanislaus County property record for 345 Covena Ave, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,417 sqft · built 1946
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Feb 2013)
Tax Bill	$1,965 (2026)
Deeds & Mortgages	Dec 2021 Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`108-009-027-000`

Property Details

APN / Parcel Number

Primary APN	`108-009-027-000`
Alternative APNs	`1080927000` `1080927`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,417 sqft Living Area
1st Floor Area	1,417 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	1 Parking Space
Patio Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	345 COVENA AVE
City	MODESTO
State	CA
Zip	95354-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WILSON SCHOOL #2
Legal Block	5
Legal Lot Number	2
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	5
Census Block	5015
Census Tract	1900

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	345 COVENA AVE, MODESTO, CA 95354-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 14, 2018	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BK/CTRL CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2013 · Amount on Record
Deed Sale	Feb 13, 2013 · Amount on Record
Deed Document Number	201312845
Prior Transfer Date	May 7, 2010
Prior Transfer Doc	0000041233
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	345 COVENA AVE, MODESTO, CA 95354-1523
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 COVENA AVE, MODESTO, CA 95354-1523

Mortgage

Document Number	0000114670
Date	Dec 9, 2021
Instrument	2021-0114670

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	345 COVENA AVE, MODESTO, CA 95354-1523
Document Number	0000037838
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 COVENA AVE MODESTO CA 953541523, MODESTO, CA 95354-1523

Mortgage

Document Number	0000037838
Date	Jun 1, 2018
Instrument	37838

Lender

Name	FARMERS & MERCHANTS BK/CTRL CA
Type	Bank
Address	LODI, CA 95241-1902

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,965.00 (+1.13%)	$169,554 (+2%) Land $56,517 Building $113,037
2025	$1,943.00 (+6.23%)	$166,230 (+4.04%) Land $55,409 Building $110,821
2023	$1,829.00 (+2.46%)	$159,777 Land $53,258 Building $106,519
2022	$1,785.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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