413 Covena Ave, Modesto, CA 95354 Property Records

Stanislaus County property record for 413 Covena Ave, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,520 sqft · built 1949
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Aug 2021)
Tax Bill	$5,006 (2025)
Deeds & Mortgages	Aug 2021 Transfer Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`108-008-051-000`

Property Details

APN / Parcel Number

Primary APN	`108-008-051-000`
Alternative APNs	`1080851000` `1080851`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Lot Width	52 ft Width
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	413 COVENA AVE
City	MODESTO
State	CA
Zip	95354-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WILSON SCHOOL 03
Legal Block	5
Legal Lot Number	6
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	5
Census Block	5000
Census Tract	1900

Owner

Source: Stanislaus County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 COVENA AVE, MODESTO, CA 95354-1525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Aug 31, 2021	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Oct 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Deed Document Number	202183790
Prior Transfer Date	Aug 24, 2021
Prior Transfer Doc	0000083789
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Aug 31, 2021
Property Address	413 COVENA AVE, MODESTO, CA 95354-1525
Document Number	0000083789
Map Reference	VOL 14 PG 40
Instrument Date	Aug 24, 2021
Instrument	2021-0083789
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 COVENA AVE, MODESTO, CA 95354-1525

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 31, 2021
Property Address	413 COVENA AVE, MODESTO, CA 95354-1525
Document Number	0000083790
Map Reference	VOL 14 PG 40
Instrument Date	Aug 18, 2021
Instrument	2021-0083790
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	413 COVENA AVE, MODESTO, CA 95354-1525

Mortgage

Document Number	0000083791
Date	Aug 31, 2021
Instrument	2021-0083791

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	413 COVENA AVE, MODESTO, CA 95354-1525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095687
Date	Dec 26, 2017
Instrument	2017-0095687

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Oct 19, 2017
Property Address	413 COVENA AVE, MODESTO, CA 95354-1525
Document Number	0000077269
Instrument Date	Sep 29, 2017
Instrument	77269
Transaction Type	Transfer
Record Updated	Nov 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	583 SAN RAMON VALLEY BLVD DANVILLE CA 945264024, DANVILLE, CA 94526-4024

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 8, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,006.00 (+6.33%) Homeowner's exemption	$435,094 (+4.04%) Land $206,935 Building $228,159
2023	$4,708.00 (+2.53%) Homeowner's exemption	$418,200 Land $198,900 Building $219,300
2022	$4,592.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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