406 Comstock Dr, Elgin, IL 60124 Property Records

Kane County property record for 406 Comstock Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,590 sqft · built 2006
Lot Size0.29 acres (12,632 sqft)
Owner2 Companies on Record
Last Sale$245,000 (Apr 2013)
Tax Bill$12,645 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Nov 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-24-452-013

Property Details

APN / Parcel Number

Primary APN05-24-452-013

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,590 sqft Living Area
Basement Area1,719 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Construction TypeFrame
Lot Area12,632 sqft (0.29 acres)
Garage Area350 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address406 COMSTOCK DR
CityELGIN
StateIL
Zip60124-3828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADOW HILL UNIT 1B LT 130
Legal SubdivisionSHADOW HILL
Legal Block1
Legal Lot Number130
Legal Unit1B
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1015
Census Tract850711

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Companies on Record
Mailing Address406 COMSTOCK DR, ELGIN, IL 60124-3828
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
May 16, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
M/I FINANCIAL LLC
Nov 14, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIFTH THIRD BANK WESTERN MICHIGAN
Oct 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Mar 25, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2013 · Amount on Record
Deed SaleApr 23, 2013 · Amount on Record
Prior SaleApr 17, 2006 · Amount on Record
Deed Document Number201330074
Last Transfer DateSep 19, 2020
Transfer Doc0000023447
Record UpdatedSep 20, 2026

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateMay 16, 2023
Property Address406 COMSTOCK DR, ELGIN, IL 60124-3828
Document Number0000015583
Map ReferenceDOC 2022K040802
Instrument DateMay 12, 2023
Instrument2023K015583
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 25, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$329.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2135 CITY GATE LN STE 620, 620, NAPERVILLE, IL 60563-3064

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address406 COMSTOCK DR, SOUTH ELGIN, IL 60124-3828

Mortgage

Document Number0000015584
DateMay 16, 2023
Instrument2023K015584
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2038
Interest
Rate5.87%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address406 COMSTOCK DR, ELGIN, IL 60124-3828
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyFIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055226
DateNov 14, 2019
Instrument2019K055226
Lender
NameFIFTH THIRD BANK WESTERN MICHIGAN
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueOct 25, 2049

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address406 COMSTOCK DR, ELGIN, IL 60124-3828
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000081610
DateOct 28, 2021
Instrument2021K081610
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMar 25, 2021
Property Address406 COMSTOCK DR, ELGIN, IL 60124-3828
Document Number0000023447
Map ReferenceDOC 2005K066187
Instrument DateSep 19, 2020
Instrument2021K023447
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address406 COMSTOCK DR, ELGIN, IL 60124-3828

Mortgage

Document Number0000023448
DateMar 25, 2021
Instrument2021K023448
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,645.00 (+0.03%)
2024$157,960 (+14.8%) Land $27,638 Building $130,322$474,070 (+14.85%) Land $82,947 Building $391,122
2022$12,641.00 (-0.33%) Homeowner's exemption$137,594 (+5.44%) Land $21,357 Building $116,237$412,782 (+5.44%) Land $64,071 Building $348,711
2021$12,683.00 Homeowner's exemption$130,490 Land $20,633 Building $109,857$391,470 Land $61,899 Building $329,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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