Kane County property record for 397 Comstock Dr, Elgin, IL 60124 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2006 |
| Square Footage | 3,294 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $409,000 (2006) |
| Tax Bill | $12,951.00 (2025) |
| Primary APN | 05-24-453-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,294 sqft Living Area |
| Basement Area | 1,592 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Lot Area | 10,890 sqft (0.25 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 450 sqft Garage |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 397 COMSTOCK DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3827 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SHADOW HILL UNIT 1B LT 125 |
| Legal Subdivision | SHADOW HILL |
| Legal Block | 1 |
| Legal Lot Number | 125 |
| Legal Unit | 1B |
| Jurisdiction | KANE IL |
| Minor Civil Division | PLATO |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 850711 |
Source: Kane County records · APN 05-24-453-005
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 397 COMSTOCK DR, ELGIN, IL 60124-3827 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Mar 29, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FIRST NORTHERN CU |
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2006 · Amount on Record |
| Deed Sale | Jul 17, 2006 · Amount on Record |
| Deed Doc Number | 200675917 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 397 COMSTOCK DR, ELGIN, IL 60124-3827 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000009651 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 2023K009651 |
| Name | FIRST NORTHERN CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60606 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 17, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 397 COMSTOCK DR, ELGIN, IL 60124-3827 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000048358 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2021K048358 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,951.00 (+8.12%) Homeowner's exemption | ||
| 2024 | $164,205 (+27.99%) Land $27,638 Building $136,567 | $492,812 (+28.04%) Land $82,947 Building $409,865 | |
| 2022 | $11,978.00 (+4.01%) Homeowner's exemption | $128,300 (+7.79%) Land $21,357 Building $106,943 | $384,900 (+7.79%) Land $64,071 Building $320,829 |
| 2021 | $11,516.00 Homeowner's exemption | $119,030 Land $20,633 Building $98,397 | $357,090 Land $61,899 Building $295,191 |
397 Comstock Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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