399 Comstock Dr, Elgin, IL 60124 Property Records

Kane County property record for 399 Comstock Dr, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,590 sqft · built 2006
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$442,000 (Aug 2021)
Tax Bill	$12,889 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-24-453-004`

Property Details

APN / Parcel Number

Primary APN	`05-24-453-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,590 sqft Living Area
Basement Area	1,719 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Area	425 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	399 COMSTOCK DR
City	ELGIN
State	IL
Zip	60124-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW HILL UNIT 1B LT 126
Legal Subdivision	SHADOW HILL
Legal Block	1
Legal Lot Number	126
Legal Unit	1B
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1013
Census Tract	850711

Owner

Source: Kane County records · APN 05-24-453-004

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	399 COMSTOCK DR, ELGIN, IL 60124-3827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Aug 23, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	Apr 17, 2006 · Amount on Record
Deed Document Number	202164248
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	399 COMSTOCK DR, ELGIN, IL 60124-3827
Transaction Type	Mortgage
Record Updated	Aug 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025227
Date	Mar 31, 2021
Instrument	2021K025227

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 30, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 23, 2021
Property Address	399 COMSTOCK DR, ELGIN, IL 60124-3827
Document Number	0000064248
Map Reference	DOC 2005K066187
Instrument Date	Jul 16, 2021
Instrument	2021K064248
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$442.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	399 COMSTOCK DR, 399, ELGIN, IL 60124-3827

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	399 COMSTOCK DR, ELGIN, IL 60124-3827

Mortgage

Document Number	0000064249
Date	Aug 23, 2021
Instrument	2021K064249

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,889.00 (+10.79%) Homeowner's exemption
2024		$158,015 (+26.63%) Land $27,638 Building $130,377	$474,235 (+26.68%) Land $82,947 Building $391,288
2022	$11,634.00 (+4.23%) Homeowner's exemption	$124,789 (+3.51%) Land $21,357 Building $103,432	$374,367 (+3.51%) Land $64,071 Building $310,296
2021	$11,162.00 Homeowner's exemption	$120,558 Land $20,633 Building $99,925	$361,674 Land $61,899 Building $299,775

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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