Kane County property record for 405 Comstock Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,606 sqft · built 2006 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Dec 2019) |
| Tax Bill | $12,069 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-24-453-001 |
| Primary APN | 05-24-453-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,606 sqft Living Area |
| Basement Area | 1,805 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 125 ft deep x 85 ft wide |
| Garage Area | 425 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 405 COMSTOCK DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW HILL UNIT 1B LT 129 |
| Legal Subdivision | SHADOW HILL |
| Legal Block | 1 |
| Legal Lot Number | 129 |
| Legal Unit | 1B |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 850711 |
Source: Kane County assessment roll, as of August 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 COMSTOCK DR, ELGIN, IL 60124-3828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 2, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage M/I FINANCIAL LLC |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITYWIDE HOME LOANS |
| Dec 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2019 · Amount on Record |
| Deed Sale | Dec 19, 2019 · Amount on Record |
| Prior Sale | Nov 14, 2016 · Amount on Record |
| Deed Document Number | 201961771 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 2, 2023 |
| Property Address | 405 COMSTOCK DR, ELGIN, IL 60124-3828 |
| Document Number | 0000017780 |
| Map Reference | DOC 2022K040802 |
| Instrument Date | Jun 2, 2023 |
| Instrument | 2023K017780 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $323.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2135 CITY GATE LN STE 620, 620, NAPERVILLE, IL 60563-3064 |
| Name | Verified Name |
|---|---|
| Address | 405 COMSTOCK DR, SOUTH ELGIN, IL 60124-3828 |
| Document Number | 0000017781 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 2023K017781 |
| Name | M/I FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate | 5.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 405 COMSTOCK DR, ELGIN, IL 60124-3828 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC NATIONAL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000065158 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2020K065158 |
| Name | CITYWIDE HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | SANDY, UT 84070 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 19, 2019 |
| Property Address | 405 COMSTOCK DR, ELGIN, IL 60124-3828 |
| Document Number | 0000061771 |
| Map Reference | DOC 2005K066187 |
| Instrument Date | Nov 29, 2019 |
| Instrument | 2019K061771 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | AMERICAN NATL TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 COMSTOCK DR, 405, ELGIN, IL 60124-3828 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 405 COMSTOCK DR, ELGIN, IL 60124-3828 |
| Document Number | 0000061772 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 2019K061772 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,069.00 (-1.05%) Homeowner's exemption | ||
| 2024 | $148,438 (+13.72%) Land $27,638 Building $120,800 | $445,492 (+13.76%) Land $82,947 Building $362,545 | |
| 2022 | $12,197.00 (-0.32%) Homeowner's exemption | $130,530 (+3.51%) Land $21,357 Building $109,173 | $391,590 (+3.51%) Land $64,071 Building $327,519 |
| 2021 | $12,236.00 Homeowner's exemption | $126,104 Land $20,633 Building $105,471 | $378,312 Land $61,899 Building $316,413 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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