401 Ave Ossa, San Clemente, CA 92672 Property Records

Orange County property record for 401 Ave Ossa, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,044 sqft · built 1997
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$1,100,000 (Nov 2017)
Tax Bill	$12,573 (2025)
Deeds & Mortgages	Aug 2022 Transfer Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`688-241-23`

Property Details

APN / Parcel Number

Primary APN	`688-241-23`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,044 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	6,000 sqft (0.138 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	401 AVENIDA OSSA
City	SAN CLEMENTE
State	CA
Zip	92672-7529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14759 BLK LOT 17
Legal Subdivision	TRACT NO 14759
Legal Tract	14759
Legal Lot Number	17
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4010
Census Tract	42109

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	401 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7529
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Intrafamily Transfer, Transfer
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 29, 2017	Grant Deed, Transfer · Conventional Mortgage PARKSIDE LNDG
Jul 8, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2017 · Amount on Record
Deed Sale	Nov 29, 2017 · Amount on Record
Prior Sale	Apr 7, 2015 · Amount on Record
Deed Document Number	2017514398
Last Transfer Date	Aug 23, 2022
Transfer Doc	0000285760
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 23, 2022
Property Address	401 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7529
Document Number	0000285760
Map Reference	MB 707 PG 13-22
Instrument Date	Aug 23, 2022
Instrument	2022000285760
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	401 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7529

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	401 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7529
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7529

Mortgage

Document Number	0000613604
Date	Oct 5, 2021
Instrument	2021000613604

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MIAMI, FL 33131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2031

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	401 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7529
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7529

Mortgage

Document Number	0000719880
Date	Dec 8, 2020
Instrument	2020000719880

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Nov 1, 2030

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 29, 2017
Property Address	401 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7529
Document Number	0000514398
Instrument Date	Nov 1, 2017
Instrument	514398
Transaction Type	Transfer
Record Updated	Dec 6, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,210.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	401 AVENIDA OSSA SAN CLEMENTE CA 926727529, SAN CLEMENTE, CA 92672-7529

Mortgage

Document Number	514399
Date	Nov 29, 2017
Instrument	514399

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 28, 2032

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	401 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7529
Document Number	0000295207
Instrument Date	Jul 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 AVENIDA OSSA SAN CLEMENTE CA 926727529, SAN CLEMENTE, CA 92672-7529

Mortgage

Document Number	0000295207
Date	Jul 18, 2017
Instrument	295207

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,276,642 (+2%) Land $1,021,748 Building $254,894
2025	$12,573.00 (+3.92%) Homeowner's exemption	$1,251,610 (+4.04%) Land $1,001,713 Building $249,897
2023	$12,099.00 (+1.95%) Homeowner's exemption	$1,203,009 Land $962,814 Building $240,195
2022	$11,868.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

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