4057 Cypress Point Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 4057 Cypress Point Dr, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,281 sqft · built 2019
Owner	Individual Name on Record
Last Sale	$540,000 (Jun 2024)
Tax Bill	$4,257 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2020 Mortgage + 4 more
APN	`104-818-3805`

Property Details

APN / Parcel Number

Primary APN	`104-818-3805`
Alternative APN	`13346`

Interior

Building Area	2,281 sqft Living Area

Exterior

Year Built	Built 2019
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4057 CYPRESS POINT DR
City	COVINGTON
State	LA
Zip	70433-9187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES AT WATERCROSS LT109 PH1B
Legal Subdivision	ESTATES AT WATERCROSS
Legal Phase	1B
Legal Lot Number	109
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1015
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4057 CYPRESS POINT DR, COVINGTON, LA 70433-9187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Line of Credit KEESLER FCU
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK
Jun 20, 2022	Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC
May 26, 2021	Deed, Transfer · Conventional Mortgage HANCOCK WHITNEY BANK
Sep 30, 2019	Cash Sale Deed, Transfer
Nov 30, 2018	Cash Sale Deed, Transfer CRESCENT TITLE LLC, CRESCENT TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2024 · Amount on Record
Deed Sale	Jun 3, 2024 · Amount on Record
Prior Sale	Jun 20, 2022 · Amount on Record
Deed Document Number	2411785
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	4057 CYPRESS POINT DR, COVINGTON, LA 70433-9187
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002470961
Date	Nov 7, 2025
Instrument	2470961

Lender

Name	KEESLER FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	4057 CYPRESS POINT DR, COVINGTON, LA 70433-9187
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002204053
Date	Apr 30, 2020
Instrument	2204053

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 20, 2022
Property Address	4057 CYPRESS POINT DR, COVINGTON, LA 70433-9187
Document Number	0002333460
Map Reference	DOC 2176582
Instrument Date	Jun 17, 2022
Instrument	2333460
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CRESCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	271 POTTERS MILL TRL, PONTE VEDRA, FL 32081-1201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4057 CYPRESS POINT DR, COVINGTON, LA 70433-9187

Mortgage

Document Number	0002333462
Date	Jun 20, 2022
Instrument	2333462

Lender

Name	ANGEL OAK HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

Interest

Rate Type	Fixed Rate

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 26, 2021
Property Address	4057 CYPRESS POINT DR, COVINGTON, LA 70433-9187
Document Number	0002271982
Instrument Date	May 24, 2021
Instrument	2271982
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	WINTERS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 177, MANDEVILLE, LA 70470-0177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4057 CYPRESS POINT DR, COVINGTON, LA 70433-9187

Mortgage

Document Number	0002271983
Date	May 26, 2021
Instrument	2271983

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

September 2019: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Sep 30, 2019
Property Address	4057 CYPRESS POINT DR, COVINGTON, LA 70433-9187
Document Number	0002176582
Map Reference	MAP 5635
Instrument Date	Sep 30, 2019
Instrument	2176582
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4057 CYPRESS POINT DR, COVINGTON, LA 70433-9187

November 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Nov 30, 2018
Property Address	4057 CYPRESS POINT DR, COVINGTON, LA 70433-9187
Document Number	0002137826
Map Reference	MAP 5635
Instrument Date	Nov 29, 2018
Instrument	2137826
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	CRESCENT TITLE LLC, CRESCENT TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 TIMBERWOOD DR, MADISONVILLE, LA 70447-3024

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,257.00 (-2.41%) Homeowner's exemption	$43,985 (-) Land $6,000 Building $37,985	$439,852 (-) Land $60,000 Building $379,852
2024	$4,362.00 (-8.59%) Homeowner's exemption	$43,985 (+19.47%) Land $6,000 Building $37,985	$439,852 (+19.47%) Land $60,000 Building $379,852
2023	$4,772.00	$36,816 (-) Land $6,000 Building $30,816	$368,160 (-) Land $60,000 Building $308,160
2022	$4,772.00	$36,816 Land $6,000 Building $30,816	$368,160 Land $60,000 Building $308,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 176 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	176 in force
Nearby Flood Claims	123 (1983–2021)
Claims Outside the SFHA	38 of 123
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Severe Storms And Flooding, Aug 2016 · 38 claims Hurricane Isaac, Sep 2012 · 18 claims Hurricane Katrina, Aug 2005 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 70% of Louisiana
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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