4056 Cypress Point Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 4056 Cypress Point Dr, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,377 sqft · built 2020
Owner	Individual Name on Record
Last Sale	$407,900 (Jun 2020)
Tax Bill	$4,243 (2025)
Deeds & Mortgages	Dec 2025 Transfer Sep 2025 Mortgage + 2 more
APN	`104-818-3821`

Property Details

APN / Parcel Number

Primary APN	`104-818-3821`
Alternative APN	`13361`

Interior

Building Area	2,377 sqft Living Area

Exterior

Year Built	Built 2020
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4056 CYPRESS POINT DR
City	COVINGTON
State	LA
Zip	70433-9187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES AT WATERCROSS LT124 PH1B
Legal Subdivision	ESTATES AT WATERCROSS
Legal Phase	1B
Legal Lot Number	124
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1015
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4056 CYPRESS POINT DR, COVINGTON, LA 70433-9187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Intrafamily Transfer, Transfer
Sep 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage SERVIS ONE INC
Jun 4, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage E MORTGAGE MANAGEMENT LLC
Dec 23, 2019	Cash Sale Deed, Transfer STONE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2020 · Amount on Record
Deed Sale	Jun 4, 2020 · Amount on Record
Prior Sale	Jun 4, 2020 · Amount on Record
Deed Document Number	0002208692
Last Transfer Date	Dec 12, 2025
Transfer Doc	0002474866
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT TAMMANY LA
Recording Date	Dec 12, 2025
Property Address	4056 CYPRESS POINT DR, COVINGTON, LA 70433-9187
Document Number	0002474866
Map Reference	MAP 5635
Instrument Date	Dec 10, 2025
Instrument	2474866
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4056 CYPRESS POINT DR, COVINGTON, LA 70433-9187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4056 CYPRESS POINT DR, COVINGTON, LA 70433-9187

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	4056 CYPRESS POINT DR, COVINGTON, LA 70433-9187
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002463577
Date	Sep 9, 2025
Instrument	2463577

Lender

Name	SERVIS ONE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2045

June 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 4, 2020
Property Address	4056 CYPRESS POINT DR, COVINGTON, LA 70433-9187
Document Number	0002208692
Map Reference	MAP 5635
Instrument Date	Jun 3, 2020
Instrument	2208692
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15001 DENDINGER DR, COVINGTON, LA 70433-6865

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2337 CROSSING CT, MANDEVILLE, LA 70448-8472

Mortgage

Document Number	0002208693
Date	Jun 4, 2020
Instrument	2208693

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

December 2019: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Dec 23, 2019
Property Address	4056 CYPRESS POINT DR, COVINGTON, LA 70433-9187
Document Number	0002187717
Map Reference	MAP 5635
Instrument Date	Dec 20, 2019
Instrument	2187717
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	STONE TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 VETERANS MEMORIAL BLVD, METAIRIE, LA 70005-3026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 609, COVINGTON, LA 70434-0609
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,243.00 (-2.41%) Homeowner's exemption	$43,867 (-) Land $6,000 Building $37,867	$438,672 (-) Land $60,000 Building $378,672
2024	$4,348.00 (+10.95%) Homeowner's exemption	$43,867 (+16.24%) Land $6,000 Building $37,867	$438,672 (+16.24%) Land $60,000 Building $378,672
2023	$3,919.00 Homeowner's exemption	$37,737 (-) Land $6,000 Building $31,737	$377,370 (-) Land $60,000 Building $317,370
2022	$3,919.00 Homeowner's exemption	$37,737 Land $6,000 Building $31,737	$377,370 Land $60,000 Building $317,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 176 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	176 in force
Nearby Flood Claims	123 (1983–2021)
Claims Outside the SFHA	38 of 123
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Severe Storms And Flooding, Aug 2016 · 38 claims Hurricane Isaac, Sep 2012 · 18 claims Hurricane Katrina, Aug 2005 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 70% of Louisiana
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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