4041 Cypress Point Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 4041 Cypress Point Dr, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,541 sqft · built 2021
Lot Size	0.566 acres (24,682 sqft)
Owner	2 Individuals on Record
Last Sale	$76,000 (Jun 2019)
Tax Bill	$5,704 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2019 Sale & Mortgage
APN	`104-818-3807`

Property Details

APN / Parcel Number

Primary APN	`104-818-3807`
Alternative APN	`13348`

Interior

Building Area	2,541 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	24,682 sqft (0.566 acres)
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Street Address	4041 CYPRESS POINT DR
City	COVINGTON
State	LA
Zip	70433-9187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES AT WATERCROSS LT111 PH1B
Legal Subdivision	ESTATES AT WATERCROSS
Legal Phase	1B
Legal Lot Number	111
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1015
Census Tract	40601

Owner

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	4041 CYPRESS POINT DR, COVINGTON, LA 70433-9187
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Jun 27, 2019	Deed, Transfer · Conventional Mortgage HANCOCK WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	20192162537
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	4041 CYPRESS POINT DR, COVINGTON, LA 70433-9187
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002218098
Date	Jul 31, 2020
Instrument	2218098

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 27, 2019
Property Address	4041 CYPRESS POINT DR, COVINGTON, LA 70433-9187
Document Number	0002162537
Map Reference	MAP 5635
Instrument Date	Jun 25, 2019
Instrument	2162537
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	CRESCENT TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4041 CYPRESS POINT DR, COVINGTON, LA 70433-9187

Mortgage

Document Number	0002162539
Date	Jun 27, 2019
Instrument	2162539

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,704.00 (+11.65%) Homeowner's exemption	$56,391 (+12.26%) Land $6,000 Building $50,391	$563,904 (+12.26%) Land $60,000 Building $503,904
2024	$5,109.00 (+9.17%) Homeowner's exemption	$50,232 (+15.2%) Land $6,000 Building $44,232	$502,319 (+15.19%) Land $60,000 Building $442,319
2023	$4,680.00 Homeowner's exemption	$43,606 (-) Land $6,000 Building $37,606	$436,064 (-) Land $60,000 Building $376,064
2022	$4,680.00 Homeowner's exemption	$43,606 Land $6,000 Building $37,606	$436,064 Land $60,000 Building $376,064

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 176 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	176 in force
Nearby Flood Claims	123 (1983–2021)
Claims Outside the SFHA	38 of 123
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Severe Storms And Flooding, Aug 2016 · 38 claims Hurricane Isaac, Sep 2012 · 18 claims Hurricane Katrina, Aug 2005 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 70% of Louisiana
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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