4049 Cypress Point Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 4049 Cypress Point Dr, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,444 sqft · built 2020
Lot Size	0.185 acres (8,073 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Jun 2022)
Tax Bill	$5,040 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2022 Sale & Mortgage + 2 more
APN	`104-818-3806`

Property Details

APN / Parcel Number

Primary APN	`104-818-3806`
Alternative APN	`13347`

Interior

Building Area	2,444 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	8,073 sqft (0.185 acres)
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4049 CYPRESS POINT DR
City	COVINGTON
State	LA
Zip	70433-9187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES AT WATERCROSS LT110 PH1B
Legal Subdivision	ESTATES AT WATERCROSS
Legal Phase	1B
Legal Lot Number	110
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1015
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4049 CYPRESS POINT DR, COVINGTON, LA 70433-9187
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jun 13, 2022	Deed, Transfer · Conventional Mortgage JEFFERSON FINANCIAL CU
Sep 17, 2019	Deed, Subdivision Related Transfer · Conventional Mortgage CHEVRON FCU
Dec 14, 2018	Cash Sale Deed, Transfer · Commercial Mortgage RESOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Sep 17, 2019 · Amount on Record
Deed Document Number	20222332680
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 8, 2026
Property Address	4049 CYPRESS POINT DR, COVINGTON, LA 70433-9187
Document Number	0002494370
Instrument Date	Jun 1, 2026
Instrument	20262494370
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4049 CYPRESS POINT DR, COVINGTON, LA 70433-9187

Mortgage

Document Number	0002494370,
Date	Jun 8, 2026
Instrument	20262494370

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.64%
Max Rate	-1%

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 13, 2022
Property Address	4049 CYPRESS POINT DR, COVINGTON, LA 70433-9187
Document Number	0002332680
Map Reference	RS 18473
Instrument Date	Jun 6, 2022
Instrument	2332680
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4049 CYPRESS POINT DR, COVINGTON, LA 70433-9187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4049 CYPRESS POINT DR, COVINGTON, LA 70433-9187

Mortgage

Document Number	0002332682
Date	Jun 13, 2022
Instrument	2332682

Lender

Name	JEFFERSON FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

September 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Sep 17, 2019
Property Address	4049 CYPRESS POINT DR, COVINGTON, LA 70433-9187
Document Number	0002174683
Map Reference	RS 18473
Instrument Date	Sep 13, 2019
Instrument	2174683
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2023
Title Company	CRESCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4049 CYPRESS POINT DR, COVINGTON, LA 70433-9187

Mortgage

Document Number	0002174684
Date	Sep 17, 2019
Instrument	2174684

Lender

Name	CHEVRON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

December 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Dec 14, 2018
Property Address	4049 CYPRESS POINT DR, COVINGTON, LA 70433-9187
Document Number	0002139598
Map Reference	RS 18473
Instrument Date	Dec 12, 2018
Instrument	2139598
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	BAYOU TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2454, MANDEVILLE, LA 70470-2454
Investor	Possibly a Property Investor

Mortgage

Document Number	0002139602
Date	Dec 14, 2018
Instrument	2139602

Lender

Name	RESOURCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,040.00 (-2.4%) Homeowner's exemption	$50,692 (-) Land $6,000 Building $44,692	$506,918 (-) Land $60,000 Building $446,918
2024	$5,164.00 (+25.68%) Homeowner's exemption	$50,692 (+29.3%) Land $6,000 Building $44,692	$506,918 (+29.3%) Land $60,000 Building $446,918
2023	$4,109.00 Homeowner's exemption	$39,204 (-) Land $6,000 Building $33,204	$392,040 (-) Land $60,000 Building $332,040
2022	$4,109.00 Homeowner's exemption	$39,204 Land $6,000 Building $33,204	$392,040 Land $60,000 Building $332,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 176 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	176 in force
Nearby Flood Claims	123 (1983–2021)
Claims Outside the SFHA	38 of 123
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Severe Storms And Flooding, Aug 2016 · 38 claims Hurricane Isaac, Sep 2012 · 18 claims Hurricane Katrina, Aug 2005 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 70% of Louisiana
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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