4055 Hunter Rd, Pinconning, MI 48650 Property Records

Bay County property record for 4055 Hunter Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,008 sqft · built 1991
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Nov 2024)
Tax Bill	$3,436 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-023-400-040-10`

Property Details

APN / Parcel Number

Primary APN	`120-023-400-040-10`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	156 ft deep x 229 ft wide
Garage Area	1,620 sqft
Parking Spaces	6 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4055 HUNTER RD
City	PINCONNING
State	MI
Zip	48650-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT S 1/4 COR OF SEC TH E S 88D 33 M E 1355.73 FT TH N 15D 04M E 532.54 FT ALG C/L OF HUNTER RD TO POB TH N 74D 55M W
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	3
Census Block	3040
Census Tract	286300

Owner

4055 Hunter Rd is owned and occupied by an individual who bought it in November 2024.

Source: Bay County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	11066 PRIOR RD, SAINT CHARLES, MI 48655-8533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 2, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2024 · Amount on File
Deed Sale	Nov 18, 2024 · Amount on File
Prior Sale	Nov 2, 2021 · Amount on File
Deed Document Number	202413489
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Recording Date	Aug 11, 2026
Property Address	4055 HUNTER RD, PINCONNING, MI 48650-9732
Document Number	0000010541
Instrument Date	Aug 6, 2026
Instrument	202610541
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 HUNTER RD, PINCONNING, MI 48650-9732
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010541,
Date	Aug 11, 2026
Instrument	202610541

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Nov 2, 2021
Property Address	4055 HUNTER RD, PINCONNING, MI 48650-9732
Document Number	0000018535
Instrument Date	Oct 29, 2021
Instrument	202118535
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4055 HUNTER RD, 4055, PINCONNING, MI 48650-9732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 S GROVE ST, STANDISH, MI 48658-2531

Mortgage

Document Number	0000018536
Date	Nov 2, 2021
Instrument	202118536

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4055 Hunter Rd was $3,436 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Pinconning Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,436.00 Homeowner's exemption	$95,400	$190,800
2023		$80,200	$160,400
2022	$2,486.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4055 Hunter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	17 (1983–2020)
Claims Outside the SFHA	3 of 17
Most Recent Claim	May 2020 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jun 2017 · 2 claims Severe Storms & Flooding, Oct 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4055 Hunter Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed, Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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