4045 Hunter Rd, Pinconning, MI 48650 Property Records

Bay County property record for 4045 Hunter Rd, Pinconning, MI 48650 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,404 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jul 2020)
Tax Bill	$3,439 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-023-400-040-11`

Property Details

APN / Parcel Number

Primary APN	`120-023-400-040-11`

Interior

Full Baths	2 Baths
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Foundation Type	No Foundation
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	131 ft deep x 270 ft wide
Garage Area	2,448 sqft
Parking Spaces	8 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Well

Location & Zoning

Street Address	4045 HUNTER RD
City	PINCONNING
State	MI
Zip	48650-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM @ S 1/4 POST SEC 23, TH S88D33'40"E 1355.73 FT ALG S LN, TH N15D04'50"E 262.57 FT ALG C/L HUNTER RD TO POB, TH
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	3
Census Block	3040
Census Tract	286300

Owner

Source: Bay County records · APN 120-023-400-040-11

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4045 HUNTER RD, PINCONNING, MI 48650-9732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 17, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 27, 2020	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	202010135
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	4045 HUNTER RD, PINCONNING, MI 48650-9732
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 HUNTER RD, PINCONNING, MI 48650-9732

Mortgage

Document Number	0000000969
Date	Jan 26, 2023
Instrument	202300969

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Sep 17, 2021
Property Address	4045 HUNTER RD, PINCONNING, MI 48650-9732
Document Number	202115991
Instrument Date	Sep 17, 2021
Instrument	202115991
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2743 N PETERSON BEACH DR, 2743, PINCONNING, MI 48650-7526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 HUNTER RD, PINCONNING, MI 48650-9732

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jul 27, 2020
Property Address	4045 HUNTER RD, PINCONNING, MI 48650-9732
Document Number	0000010135
Instrument Date	Jul 21, 2020
Instrument	10135
Transaction Type	Transfer
Record Updated	Feb 04, 2021
Title Company	SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 ELM ST BRECKENRIDGE MI 486158705, BRECKENRIDGE, MI 48615-8705

Mortgage

Document Number	10136
Date	Jul 27, 2020
Instrument	10136

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Pinconning Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,439.00 (+16.26%) Homeowner's exemption	$138,100 (+24.53%)	$276,200 (+24.53%)
2023		$110,900	$221,800
2022	$2,958.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172863003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	17 (1983–2020)
Claims Outside the SFHA	3 of 17
Most Recent Claim	May 2020, tidal / storm surge
Claims By Storm	Severe Storms And Flooding, Jun 2017 · 2 claims Severe Storms & Flooding, Oct 1986 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Brightspeed, Point Broadband Fiber Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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