40540 Emerald Ln E, Clinton Township, MI 48038 Property Records

Macomb County property record for 40540 Emerald Ln E, Clinton Township, MI 48038

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 3,291 sqft · built 1997
Lot Size	0.299 acres (13,024 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jul 2018)
Tax Bill	$9,777 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`16-11-16-254-037`

Property Details

APN / Parcel Number

Primary APN	`16-11-16-254-037`
Alternative APN	`1116254037`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,291 sqft Living Area
1st Floor Area	2,066 sqft
Basement Area	2,066 sqft
Unfinished Basement	2,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Hip
Lot Area	13,024 sqft (0.299 acres)
Lot Dimensions	143 ft deep x 91 ft wide
Garage Area	826 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	40540 EMERALD LN E
City	CLINTON TOWNSHIP
State	MI
Zip	48038-4750
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2
Legal Description	50-11-16-254-037 D37 91 SUB EMERALD POINTE CONDO UNIT NO 37 MACOMB COUNTY CONDO PLAN NO 364 L4972 P853
Legal Subdivision	MACOMB COUNTY CONDO
Legal Unit	37
Jurisdiction	MACOMB MI
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1005
Census Tract	240602

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40540 EMERALD LN E, CLINTON TOWNSHIP, MI 48038-4750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jul 27, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Sep 2, 2010 · Amount on Record
Deed Document Number	20188084571
Deed Book / Page	25490 / 554
Prior Transfer Date	Jun 12, 2009
Prior Transfer Doc	0000070455
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	40540 EMERALD LN E, CLINTON TOWNSHIP, MI 48038-4750
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40540 EMERALD LN E, CLINTON TOWNSHIP, MI 48038-4750

Mortgage

Document Number	0000145375
Date	Nov 25, 2020
Book Page	27191/278
Instrument	2145375

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 27, 2018
Property Address	40540 EMERALD LN E, CLINTON TOWNSHIP, MI 48038-4750
Document Number	0000084571
Book / Page	025490 / 000554
Instrument Date	Jul 17, 2018
Instrument	84571
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40540 EMERALD LN E CLINTON TOWNSHIP MI 480384750, CLINTON TOWNSHIP, MI 48038-4750

Mortgage

Document Number	84572
Date	Jul 27, 2018
Book Page	025490/000555
Instrument	84572

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Clinton Charter Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,000 (+23.32%)	$568,000 (+23.32%)
2025	$9,777.00 (+13.49%)
2023		$230,300	$460,600
2022	$8,615.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON TOWNSHIP serves 100,513 people · EPA ID MI0001480
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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