40419 Emerald Ln E, Clinton Township, MI 48038 Property Records

Macomb County property record for 40419 Emerald Ln E, Clinton Township, MI 48038

Property Summary

Property Type	Condominium
Details	3.5 ba · 4,010 sqft · built 1991
Lot Size	0.325 acres (14,157 sqft)
Owner	Individual Name on Record
Tax Bill	$10,110 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`16-11-16-254-004`

Property Details

APN / Parcel Number

Primary APN	`16-11-16-254-004`
Alternative APN	`1116254004`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,010 sqft Living Area
1st Floor Area	2,227 sqft
Basement Area	2,227 sqft
Unfinished Basement	2,227 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Hip
Lot Area	14,157 sqft (0.325 acres)
Lot Dimensions	152 ft deep x 93 ft wide
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	40419 EMERALD LN E
City	CLINTON TOWNSHIP
State	MI
Zip	48038-4755
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2
Legal Description	50-11-16-254-004 D4 91 SUB EMERALD POINTE CONDO UNIT NO 4 MACOMB COUNTY CONDO PLAN NO 364 L4972 P853
Legal Subdivision	MACOMB COUNTY CONDO
Legal Unit	4
Jurisdiction	MACOMB MI
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1005
Census Tract	240602

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40419 EMERALD LN E, CLINTON TOWNSHIP, MI 48038-4755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	40419 EMERALD LN E, CLINTON TOWNSHIP, MI 48038-4755
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40419 EMERALD LN E, CLINTON TOWNSHIP, MI 48038-4755

Mortgage

Document Number	2300101904
Date	Dec 7, 2023
Book Page	29403/30
Instrument	202300101904

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	40419 EMERALD LN E, CLINTON TOWNSHIP, MI 48038-4755
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009484
Date	Jan 25, 2018
Book Page	25183/608
Instrument	8009484

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Clinton Charter Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,300 (+23.87%)	$616,600 (+23.87%)
2025	$10,110.00 (+13.48%)
2023		$248,900	$497,800
2022	$8,909.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON TOWNSHIP serves 100,513 people · EPA ID MI0001480
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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