40515 Emerald Ln E, Clinton Township, MI 48038 Property Records

Macomb County property record for 40515 Emerald Ln E, Clinton Township, MI 48038

Property Summary

Property Type	Condominium
Details	4 ba · 2,984 sqft · built 1991
Lot Size	0.302 acres (13,155 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (Oct 2011)
Tax Bill	$10,040 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`16-11-16-254-007`

Property Details

APN / Parcel Number

Primary APN	`16-11-16-254-007`
Alternative APN	`1116254007`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,984 sqft Living Area
1st Floor Area	2,221 sqft
Basement Area	2,205 sqft
Unfinished Basement	2,205 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Lot Area	13,155 sqft (0.302 acres)
Lot Dimensions	146 ft deep x 90 ft wide
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	40515 EMERALD LN E
City	CLINTON TOWNSHIP
State	MI
Zip	48038-4743
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2
Legal Description	50-11-16-254-007 D7 91 SUB EMERALD POINTE CONDO UNIT NO 7 MACOMB COUNTY CONDO PLAN 364 L4972 P853
Legal Subdivision	MACOMB COUNTY CONDO
Legal Unit	7
Jurisdiction	MACOMB MI
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1005
Census Tract	240602

Owner

40515 Emerald Ln E, a condominium, is owned and occupied by two individuals who bought it in October 2011.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40515 EMERALD LN E, CLINTON TOWNSHIP, MI 48038-4743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2011 · Amount on File
Deed Sale	Oct 28, 2011 · Amount on File
Prior Sale	Jun 8, 2009 · Amount on File
Deed Document Number	20111218471
Deed Book / Page	20960 / 383
Prior Transfer Date	Feb 29, 2008
Prior Transfer Doc	0000050405
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	40515 EMERALD LN E, CLINTON TOWNSHIP, MI 48038-4743
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108145
Date	Sep 6, 2017
Book Page	24927/504
Instrument	7108145

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	40515 EMERALD LN E, CLINTON TOWNSHIP, MI 48038-4743
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40515 EMERALD LN E, CLINTON TOWNSHIP, MI 48038-4743

Mortgage

Document Number	0000133392
Date	Nov 2, 2020
Book Page	27119/353
Instrument	2133392

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 40515 Emerald Ln E was $10,040 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Clinton Charter Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,100	$560,200
2025	$10,040.00
2023		$227,400	$454,800
2022	$8,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40515 Emerald Ln E in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40515 Emerald Ln E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON TOWNSHIP serves 100,513 people · EPA ID MI0001480
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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