40451 Emerald Ln E, Clinton Township, MI 48038 Property Records

Macomb County property record for 40451 Emerald Ln E, Clinton Township, MI 48038

Property Summary

Property Type	Condominium
Details	4 bd · 4 ba · 3,178 sqft · built 1994
Lot Size	0.302 acres (13,155 sqft)
Owner	Individual Name on Record
Last Sale	$497,500 (Dec 2023)
Tax Bill	$10,885 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jan 2021 Transfer
Flood Zone	Zone X (moderate risk)
APN	`16-11-16-254-005`

Property Details

APN / Parcel Number

Primary APN	`16-11-16-254-005`
Alternative APN	`1116254005`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,178 sqft Living Area
1st Floor Area	2,309 sqft
Basement Area	2,309 sqft
Unfinished Basement	2,309 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Hip
Lot Area	13,155 sqft (0.302 acres)
Lot Dimensions	146 ft deep x 90 ft wide
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	40451 EMERALD LN E
City	CLINTON TOWNSHIP
State	MI
Zip	48038-4755
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2
Legal Description	50-11-16-254-005 D5 91 SUB EMERALD POINTE CONDO UNIT NO 5 MACOMB COUNTY CONDO PLAN 364 L4972 P853
Legal Subdivision	MACOMB COUNTY CONDO
Legal Unit	5
Jurisdiction	MACOMB MI
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1005
Census Tract	240602

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40451 EMERALD LN E, CLINTON TOWNSHIP, MI 48038-4755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 4, 2021	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Prior Sale	Aug 28, 1995 · Amount on Record
Deed Document Number	202399779
Deed Book / Page	29394 / 765
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Dec 1, 2023
Property Address	40451 EMERALD LN E, CLINTON TOWNSHIP, MI 48038-4755
Document Number	2300099779
Book / Page	29394 / 765
Map Reference	LB 25158 PG 550
Instrument Date	Nov 21, 2023
Instrument	202300099779
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,731.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43610 BAYFIELD DR, CLINTON TOWNSHIP, MI 48038-1305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40451 EMERALD LN E, CLINTON TOWNSHIP, MI 48038-4755

Mortgage

Document Number	2300099313
Date	Nov 29, 2023
Book Page	29392/652
Instrument	202300099313

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 4, 2021
Property Address	40451 EMERALD LN E, CLINTON TOWNSHIP, MI 48038-4755
Document Number	0000100088
Book / Page	027292 / 000586
Instrument Date	Mar 8, 2000
Instrument	100088
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43610 BAYFIELD DR CLINTON TOWNSHIP MI 480381305, CLINTON TOWNSHIP, MI 48038-1305

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Clinton Charter Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,000 (+29.82%)	$566,000 (+29.82%)
2025	$10,885.00 (+49.83%)
2023		$218,000	$436,000
2022	$7,265.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON TOWNSHIP serves 100,513 people · EPA ID MI0001480
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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