Bay County property record for 4037 Dover Ln, Bay City, MI 48706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,840 sqft · built 1971 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $114,000 (Nov 2010) |
| Tax Bill | $308 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-N10-000-050-00 |
| Primary APN | 010-N10-000-050-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 1,840 sqft |
| Basement Area | 1,840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Lot Area | 9,975 sqft (0.229 acres) |
| Lot Dimensions | 124 ft deep x 80 ft wide |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4037 DOVER LN |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706-2305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 50 NORTHGATE SUB AS RECORDED IN LIBER 9 OF PLATS PAGE 6 OF BAY CNTY RECORDS. |
| Legal Subdivision | NORTHGATE SUB |
| Legal Lot Number | 50 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BANGOR |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 285800 |
Source: Bay County records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4037 DOVER LN, BAY CITY, MI 48706-2305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2010 · Amount on Record |
| Deed Sale | Nov 30, 2010 · Amount on Record |
| Prior Sale | May 31, 1985 · Amount on Record |
| Deed Book / Page | 2773 / 662 |
| Prior Transfer Date | Nov 13, 2009 |
| Prior Transfer Doc | 0027150446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 4037 DOVER LN, BAY CITY, MI 48706-2305 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4037 DOVER LN, BAY CITY, MI 48706-2305 |
| Document Number | 202113982 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 202113982 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | Sep 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 4037 DOVER LN, BAY CITY, MI 48706-2305 |
| Document Number | 0000017252 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4037 DOVER LN BAY CITY MI 487062305, BAY CITY, MI 48706-2305 |
| Document Number | 0000017252 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 17252 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Bangor Charter Township |
| Unified School District | Bangor Township Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308.00 (+6.57%) Homeowner's exemption | $109,000 (+4.46%) | $218,000 (+4.46%) |
| 2025 | $104,350 | $208,700 | |
| 2024 | $289.00 (+22.46%) | ||
| 2022 | $236.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR TOWNSHIP serves 11,999 people · EPA ID MI0000390 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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