San Diego County property record for 4053 Monserate Ter, Fallbrook, CA 92028 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,816 sqft · built 1991 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | Individual Name on File |
| Last Sale | $637,000 (May 2018) |
| Tax Bill | $8,087 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-480-08-00 |
| Primary APN | 123-480-08-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,816 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 109,336 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 1232523200 |
|---|---|
| Street Address | 4053 MONSERATE TER |
| City | FALLBROOK |
| State | CA |
| Zip | 92028-9495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 2 TR PM06051 |
| Legal Subdivision | COUNTY OF SAN DIEGO STATE OF CALIFORNIA |
| Legal Tract | 6051 |
| Legal Block | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 18804 |
Source: San Diego County records · APN 123-480-08-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4053 MONSERATE TER, FALLBROOK, CA 92028-9495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| May 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Jul 10, 2020 | Quit Claim Deed, Transfer LOANDEPOT.COM LLC |
| May 22, 2018 | Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Feb 27, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2018 · Amount on Record |
| Deed Sale | May 22, 2018 · Amount on Record |
| Prior Sale | Feb 27, 2017 · Amount on Record |
| Deed Document Number | 2018206795 |
| Last Transfer Date | Jul 06, 2020 |
| Transfer Doc | 0000369340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 16, 2026 |
| Property Address | 4053 MONSERATE TER, FALLBROOK, CA 92028-9495 |
| Document Number | 0000106349 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 2026106349 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 4053 MONSERATE TER, FALLBROOK, CA 92028-9495 |
| Document Number | 0000106349, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026106349 |
| Name | SPRING EQ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4053 MONSERATE TER, FALLBROOK, CA 92028-9495 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4053 MONSERATE TER, FALLBROOK, CA 92028-9495 |
| Document Number | 0000129920 |
|---|---|
| Date | May 18, 2023 |
| Instrument | 2023-0129920 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 10, 2020 |
| Property Address | 4053 MONSERATE TER, FALLBROOK, CA 92028-9495 |
| Document Number | 0000369340 |
| Instrument Date | Jul 06, 2020 |
| Instrument | 369340 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4053 MONSERATE TER FALLBROOK CA 920289495, FALLBROOK, CA 92028-9495 |
| Document Number | 369341 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 369341 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 09, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 22, 2018 |
| Property Address | 4053 MONSERATE TER, FALLBROOK, CA 92028-9495 |
| Document Number | 0000206795 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 206795 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.70 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4053 MONSERATE TER FALLBROOK CA 920289495, FALLBROOK, CA 92028-9495 |
| Document Number | 206796 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 206796 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 27, 2017 |
| Property Address | 4053 MONSERATE TER, FALLBROOK, CA 92028-9495 |
| Document Number | 0000092332 |
| Instrument Date | Feb 21, 2017 |
| Instrument | 92332 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 03, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $602.80 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043 |
| Investor | Possibly a Property Investor |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $769,867 (+2%) Land $405,219 Building $364,648 | |
| 2025 | $8,087.00 (+2.01%) Homeowner's exemption | $754,773 (+4.04%) Land $397,274 Building $357,499 |
| 2024 | $7,928.00 (+3.26%) | |
| 2023 | $7,678.00 (-0.04%) Homeowner's exemption | $725,467 Land $381,849 Building $343,618 |
| 2022 | $7,681.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730188043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Wildfire Risk | Moderate above 51% of the US · above 30% of California |
|---|---|
| Wildfire Likelihood | About 1 in 763 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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