3931 Monserate Ter, Fallbrook, CA 92028 Property Records

San Diego County property record for 3931 Monserate Ter, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,696 sqft · built 1990
Lot Size	1.06 acres (46,609 sqft)
Owner	Company Name on File
Last Sale	$549,000 (Oct 2011)
Tax Bill	$7,963 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`123-480-34-00`

Property Details

APN / Parcel Number

Primary APN	`123-480-34-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,696 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	46,609 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3931 MONSERATE TER
City	FALLBROOK
State	CA
Zip	92028-9495
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM11277
Legal Subdivision	SAN LUIS REY HEIGHTS TRACT
Legal Tract	11277
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3008
Census Tract	18804

Owner

3931 Monserate Ter is owned by a company that acquired it in July 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	3931 MONSERATE TER, FALLBROOK, CA 92028-9495
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Jul 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2011 · Amount on File
Deed Sale	Oct 14, 2011 · Amount on File
Prior Sale	Jun 30, 2010 · Amount on File
Deed Document Number	2011541222
Last Transfer Date	Jul 22, 2020
Transfer Doc	0000407331
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2020
Property Address	3931 MONSERATE TER, FALLBROOK, CA 92028-9495
Document Number	0000407331
Instrument Date	Jun 18, 2020
Instrument	407331
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3931 MONSERATE TER FALLBROOK CA 920289495, FALLBROOK, CA 92028-9495

Mortgage

Document Number	407332
Date	Jul 27, 2020
Instrument	407332

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2020
Property Address	3931 MONSERATE TER, FALLBROOK, CA 92028-9495
Document Number	0000407333
Instrument Date	Jun 18, 2020
Instrument	407333
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3931 MONSERATE TER FALLBROOK CA 920289495, FALLBROOK, CA 92028-9495

Tax Assessment & Valuation

The 2025 property tax bill for 3931 Monserate Ter was $7,963 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$760,659 (+2%) Land $320,288 Building $440,371
2025	$7,963.00 Homeowner's exemption	$745,745 Land $314,008 Building $431,737
2023	$7,340.00 (+5.28%) Homeowner's exemption	$697,788 Land $301,815 Building $395,973
2022	$6,972.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3931 Monserate Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3931 Monserate Ter is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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