3928 Monserate Ter, Fallbrook, CA 92028 Property Records

San Diego County property record for 3928 Monserate Ter, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,792 sqft · built 1990
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (Apr 2021)
Tax Bill	$8,494 (2025)
Deeds & Mortgages	May 2022 Transfer Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`123-480-69-00`

Property Details

APN / Parcel Number

Primary APN	`123-480-69-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	48,352 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3928 MONSERATE TER
City	FALLBROOK
State	CA
Zip	92028-9495
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM14982
Legal Subdivision	SAN DIEGO BEACH CLUB
Legal Tract	14982
Legal Block	3
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3008
Census Tract	18804

Owner

3928 Monserate Ter is owned and occupied by two individuals who bought it in April 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3928 MONSERATE TER, FALLBROOK, CA 92028-9495
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Intrafamily Transfer, Transfer
Sep 21, 2021	Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Apr 5, 2021	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	Oct 30, 2000 · Amount on File
Deed Document Number	2021264190
Prior Transfer Date	Mar 15, 1994
Prior Transfer Doc	0000181108
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 16, 2022
Property Address	3928 MONSERATE TER, FALLBROOK, CA 92028-9495
Document Number	0000210404
Map Reference	DOC 2021-0264190
Instrument Date	May 6, 2022
Instrument	2022-0210404
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20031 ELFIN FOREST LN, ESCONDIDO, CA 92029-6005

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 21, 2021
Property Address	3928 MONSERATE TER, FALLBROOK, CA 92028-9495
Document Number	0000665839
Map Reference	FILE 84-541912
Instrument Date	Sep 10, 2021
Instrument	2021-0665839
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3928 MONSERATE TER, FALLBROOK, CA 92028-9495

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2021
Property Address	3928 MONSERATE TER, FALLBROOK, CA 92028-9495
Document Number	0000264190
Map Reference	FILE 84-541912
Instrument Date	Mar 6, 2021
Instrument	2021-0264190
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ORANGE COAST TITLE/CA, ORANGE COAST TITLE OF SOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3928 MONSERATE TER, FALLBROOK, CA 92028-9495

Mortgage

Document Number	0000264191
Date	Apr 5, 2021
Instrument	2021-0264191

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3928 Monserate Ter was $8,494 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$810,926 (+2%) Land $504,898 Building $306,028
2025	$8,494.00 Homeowner's exemption	$795,027 Land $494,999 Building $300,028
2023	$7,610.00 (-1.01%) Homeowner's exemption	$723,078 Land $447,372 Building $275,706
2022	$7,688.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3928 Monserate Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3928 Monserate Ter is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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