4014 Monserate Ter, Fallbrook, CA 92028 Property Records

San Diego County property record for 4014 Monserate Ter, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,122 sqft · built 1987
Lot Size	1.16 acres (50,965 sqft)
Owner	Company Name on Record
Last Sale	$270,000 (Feb 1993)
Tax Bill	$6,564 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`123-480-12-00`

Property Details

APN / Parcel Number

Primary APN	`123-480-12-00`
Alternative APN	`1232524000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,122 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	50,965 sqft
Garage Type	Carport
Carport	Carport

Location & Zoning

Old Parcel Number	1232524000
Street Address	4014 MONSERATE TER
City	FALLBROOK
State	CA
Zip	92028-9495
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 TR PM09579
Legal Tract	9579
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3008
Census Tract	18804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4014 MONSERATE TER, FALLBROOK, CA 92028-9495
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 11, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 1993 · Amount on Record
Deed Sale	Feb 25, 1993 · Amount on Record
Prior Sale	Sep 24, 1984 · Amount on Record
Deed Document Number	1993121051
Last Transfer Date	May 2, 2017
Transfer Doc	0000211902
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4014 MONSERATE TER, FALLBROOK, CA 92028-9495
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4014 MONSERATE TER, FALLBROOK, CA 92028-9495

Mortgage

Document Number	0000255001
Date	Sep 15, 2025
Instrument	2025-0255001

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4014 MONSERATE TER, FALLBROOK, CA 92028-9495
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4014 MONSERATE TER, FALLBROOK, CA 92028-9495

Mortgage

Document Number	0000562540
Date	Aug 6, 2021
Instrument	2021-0562540

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4014 MONSERATE TER, FALLBROOK, CA 92028-9495
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4014 MONSERATE TER, FALLBROOK, CA 92028-9495

Mortgage

Document Number	0000509440
Date	Sep 2, 2020
Instrument	2020-0509440

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2017
Property Address	4014 MONSERATE TER, FALLBROOK, CA 92028-9495
Document Number	0000211902
Instrument Date	May 2, 2017
Instrument	211902
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	CERTIFIED DOCUMENT SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4014 MONSERATE TER FALLBROOK CA 920289495, FALLBROOK, CA 92028-9495

Mortgage

Document Number	211903
Date	May 11, 2017
Instrument	211903

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 10, 2037

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$627,521 (+2%) Land $221,025 Building $406,496
2025	$6,564.00 (+5.55%) Homeowner's exemption	$615,218 (+4.04%) Land $216,692 Building $398,526
2023	$6,219.00 (-0.02%) Homeowner's exemption	$591,330 Land $208,279 Building $383,051
2022	$6,220.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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