Grundy County property record for 405 W Main St, Gardner, IL 60424
| Property Type | Single Family Home |
|---|---|
| Details | 2,068 sqft · built 1915 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,486 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-04-377-010 |
| Primary APN | 12-04-377-010 |
|---|
| Building Area | 2,068 sqft Total Area |
|---|
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Lot Area | 36,590 sqft (0.84 acres) |
| Street Address | 405 W MAIN ST |
|---|---|
| City | GARDNER |
| State | IL |
| Zip | 60424-7001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLIS ADD W10' OF S144' OF LT 6 ALL LTS 4 & 5 BLK 4 SEC 4-31-8 |
| Legal Range | 08W |
| Legal Township | 31N |
| Legal Section | 04 |
| Legal Subdivision | WILLIS ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 4-6 |
| Jurisdiction | GRUNDY IL |
| Township / Civil Division | GARFIELD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 900 |
Source: Grundy County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 W MAIN ST, GARDNER, IL 60424-7001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Grundy County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Garfield Township |
| Municipality | Gardner Village |
| Elementary School District | Gardner Community Consolidated School District 72C (KG - 08) |
| Secondary School District | Gardner-South Wilmington Township High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,486.00 (+44.62%) | $79,137 (+30.32%) Land $20,106 Building $59,031 | $237,411 (+30.32%) Land $60,318 Building $177,093 |
| 2022 | $4,485.00 Homeowner's exemption | $60,725 Land $15,428 Building $45,297 | $182,175 Land $46,284 Building $135,891 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER serves 1,361 people · EPA ID IL0630400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Kraus Electronic Systems Cable | 2,500 / 50 |
May also be available: Verizon, Watch TV.
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