1. Home
  2. Illinois
  3. Grundy County
  4. Gardner
  5. W Main St

318 W Main St, Gardner, IL 60424 Property Records

Grundy County property record for 318 W Main St, Gardner, IL 60424 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size16,553 sqft (0.38 acres)
OccupancyOwner Occupied
Last Sale$270,000 (2025)
Tax Bill$5,151.00 (2025)

Property Details

APN / Parcel Number

Primary APN12-09-127-001

Exterior

Lot Area16,553 sqft (0.38 acres)

Location & Zoning

Street Address318 W MAIN ST
CityGARDNER
StateIL
Zip60424-7005
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFINLEYS ADD LTS 7 & 8 BLK 1 SEC 9-31-8
Legal Range08W
Legal Township31N
Legal Section09
Legal SubdivisionFINLEYS JOHN ADDITION
Legal Block1
Legal Lot Number7-8
JurisdictionGRUNDY IL
Minor Civil DivisionGARFIELD
Census Blockgroup4
Census Block4032
Census Tract900

Owner

Source: Grundy County records · APN 12-09-127-001

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address318 W MAIN ST, GARDNER, IL 60424-7005
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 08, 2025 · Amount on Record
Deed SaleOct 08, 2025 · Amount on Record
Prior SaleJun 26, 2024 · Amount on Record
Deed Doc Number2025634584
Prior Transfer DateSep 09, 2025
Prior Transfer Doc0000634584
Record RefreshedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRUNDY IL
Recording DateOct 08, 2025
Property Address318 W MAIN ST, GARDNER, IL 60424-7005
Document Number0000634584
Instrument DateSep 09, 2025
Instrument634584
Transaction TypeTransfer
Record UpdatedOct 29, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$405.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address318 W MAIN ST, GARDNER, IL 60424-7005

Mortgage

Document Number0000634585
DateOct 08, 2025
Instrument634585
Lender
NameNEIGHBORHOOD LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055
Interest
Rate TypeFixed Rate
Rate7.13%

Mortgage

Document Number0000634586
DateOct 08, 2025
Instrument634586
Lender
NameILLINOIS HOUSING DEV AUTHORITY
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

Tax Assessment & Valuation

Source: Grundy County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionGarfield Township
MunicipalityGardner Village
Elementary School DistrictGardner Community Consolidated School District 72C (KG - 08)
Secondary School DistrictGardner-South Wilmington Township High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,151.00 (+16.91%)$62,851 (+16.9%) Land $15,629 Building $47,222$188,553 (+16.9%) Land $46,887 Building $141,666
2024$4,406.00 (+65.33%) Homeowner's exemption$53,765 (+23.56%) Land $14,818 Building $38,947$161,295 (+23.56%) Land $44,454 Building $116,841
2022$2,665.00 Homeowner's exemption$43,514 Land $11,993 Building $31,521$130,542 Land $35,979 Building $94,563

Nearby Properties on W Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures