Grundy County property record for 404 W Main St, Gardner, IL 60424
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,906 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-09-126-007 |
| Primary APN | 12-09-126-007 |
|---|
| Lot Area | 9,148 sqft (0.21 acres) |
|---|---|
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Water Source | Commercial |
|---|
| Street Address | 404 W MAIN ST |
|---|---|
| City | GARDNER |
| State | IL |
| Zip | 60424-7002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FINLEYS ADD GARDNER LT 2 BLK 2 SEC 9-31-8 |
| Legal Range | 08W |
| Legal Township | 31N |
| Legal Section | 09 |
| Legal Subdivision | FINLEYS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | GRUNDY IL |
| Township / Civil Division | GARFIELD |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 900 |
Source: Grundy County records · APN 12-09-126-007
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 S JACKSON ST, GARDNER, IL 60424-7103 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Grundy County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Garfield Township |
| Municipality | Gardner Village |
| Elementary School District | Gardner Community Consolidated School District 72C (KG - 08) |
| Secondary School District | Gardner-South Wilmington Township High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,906.00 (+30.31%) | $35,465 (+30.31%) Land $7,778 Building $27,687 | $106,395 (+30.31%) Land $23,334 Building $83,061 |
| 2022 | $2,230.00 | $27,215 Land $5,969 Building $21,246 | $81,645 Land $17,907 Building $63,738 |
Source: FEMA National Flood Hazard Layer as of September 30, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 12 (1982–2015) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Kraus Electronics Systems Cable | 2,500 / 50 |
May also be available: Benton Ridge Telephone Company, Verizon.
Based on FCC filings for 56 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GARDNER serves 1,361 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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