Grundy County property record for 411 W Main St, Gardner, IL 60424
| Property Type | Single Family Home |
|---|---|
| Details | 1,504 sqft · built 1900 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $166,000 (Dec 2022) |
| Tax Bill | $4,806 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-04-377-025 |
| Primary APN | 12-04-377-025 |
|---|---|
| Alternative APN |
|
| Building Area | 1,504 sqft Total Area |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 30,492 sqft (0.7 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 411 W MAIN ST |
|---|---|
| City | GARDNER |
| State | IL |
| Zip | 60424-7001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SW CRNR SW 1/4, NW 1054.67' TO POB, N 130', NE 25', NW 70.48', NW 14.97', NW 114.44', NW 100', SW 316.46', NW 107.7' TO P |
| Legal Range | 08W |
| Legal Township | 31N |
| Legal Section | 04 |
| Legal Subdivision | STR |
| Jurisdiction | GRUNDY IL |
| Township / Civil Division | GARFIELD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 900 |
411 W Main St is owned and occupied by an individual who bought it in December 2022.
Source: Grundy County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 W MAIN ST, GARDNER, IL 60424-7001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2022 · Amount on File |
| Deed Sale | Dec 5, 2022 · Amount on File |
| Prior Sale | Mar 23, 2016 · Amount on File |
| Deed Document Number | 2022617065 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | Dec 5, 2022 |
| Property Address | 411 W MAIN ST, GARDNER, IL 60424-7001 |
| Document Number | 0000617065 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 617065 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $249.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 W MAIN ST # PM, PM, GARDNER, IL 60424-7001 |
| Document Number | 0000617066 |
|---|---|
| Date | Dec 5, 2022 |
| Instrument | 617066 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Nov 29, 2042 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 411 W Main St was $4,806 with a homeowner's exemption.
Source: Grundy County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Garfield Township |
| Municipality | Gardner Village |
| Elementary School District | Gardner Community Consolidated School District 72C (KG - 08) |
| Secondary School District | Gardner-South Wilmington Township High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,806.00 | $58,644 Land $6,137 Building $52,507 | $175,932 Land $18,411 Building $157,521 |
| 2022 | $3,196.00 Homeowner's exemption | $45,000 Land $4,709 Building $40,291 | $135,000 Land $14,127 Building $120,873 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 411 W Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 411 W Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER serves 1,361 people · EPA ID IL0630400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Kraus Electronic Systems Cable | 2,500 / 50 |
May also be available: Verizon, Watch TV.
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