Pender County property record for 405 Seneca Reef Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,382 sqft · built 2018 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $304,500 (Jun 2020) |
| Tax Bill | $3,175 (2025) |
| Deeds & Mortgages | Jun 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3281-76-0929-0000 |
| Primary APN | 3281-76-0929-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,382 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 15,682 sqft (0.36 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000034364 |
|---|---|
| Street Address | 405 SENECA REEF DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 70 PB 63/119 SENECA REEF PH 2 SEC 2 |
| Legal Subdivision | SENECA REEF |
| Legal Phase | 2 |
| Legal Lot Number | 70 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 920202 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 SENECA REEF DR, HAMPSTEAD, NC 28443-7261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2020 · Amount on Record |
| Deed Sale | Jun 8, 2020 · Amount on Record |
| Deed Document Number | 0001724714 |
| Deed Book / Page | 172 / 4714 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jun 8, 2020 |
| Property Address | 405 SENECA REEF DR, HAMPSTEAD, NC 28443-7261 |
| Document Number | 0047140172 |
| Book / Page | 004714 / 000172 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 20064505 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $609.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 SENECA REEF DR HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443 |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,175.00 (+475.18%) | $615,272 (+826.34%) Land $139,600 Building $475,672 | $615,272 (+826.34%) Land $139,600 Building $475,672 |
| 2023 | $66,420 (-) Land $66,420 | $66,420 (-) Land $66,420 | |
| 2022 | $552.00 | $66,420 Land $66,420 | $66,420 Land $66,420 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 142 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 146 units insured incl. 4 condo units |
| Nearby Flood Claims | 65 (1996–2024) |
| Claims Outside the SFHA | 26 of 65 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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