361 Seneca Reef Dr, Hampstead, NC 28443 Property Records

Pender County property record for 361 Seneca Reef Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,438 sqft · built 2019
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$437,500 (Jul 2022)
Tax Bill	$3,135 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3281-76-2815-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-76-2815-0000`
Alternative APN	`000047897`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,438 sqft Total Area

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000047897
Street Address	361 SENECA REEF DR
City	HAMPSTEAD
State	NC
Zip	28443-7260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 67 PB 63/119 SENECA REEF PH 2 SE 2
Legal Subdivision	SENECA REEF
Legal Phase	2
Legal Lot Number	67
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

361 Seneca Reef Dr is owned and occupied by an individual who bought it in July 2022.

Source: Pender County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	361 SENECA REEF DR, HAMPSTEAD, NC 28443-7260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Warranty Deed, Transfer · Conventional Mortgage KNOCK LENDING LLC
Feb 14, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Prior Sale	Feb 14, 2020 · Amount on File
Deed Document Number	0017084793
Deed Book / Page	1708 / 4793
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 15, 2022
Property Address	361 SENECA REEF DR, HAMPSTEAD, NC 28443-7260
Document Number	0047931708
Book / Page	4793 / 1708
Map Reference	MB 63 PG 119
Instrument Date	Jul 1, 2022
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 DAREL ST, ROCKY POINT, NC 28457-1334

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	361 SENEDC REED DRIVE, HAMPSTEAD, NC 28443

Mortgage

Document Number	0047931711
Date	Jul 15, 2022
Instrument	4793-1711

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

February 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 14, 2020
Property Address	361 SENECA REEF DR, HAMPSTEAD, NC 28443-7260
Document Number	0047041451
Book / Page	4704 / 1451
Map Reference	MB 63 PG 119
Instrument Date	Feb 13, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1545, MOUNT PLEASANT, SC 29465-1545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 SENECA REEF DR, HAMPSTEAD, NC 28443-7260

Mortgage

Document Number	0047041453
Date	Feb 14, 2020
Instrument	4704/1453

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 361 Seneca Reef Dr was $3,135.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,135.00	$678,677 Land $138,500 Building $540,177	$678,677 Land $138,500 Building $540,177
2023		$317,380 (-) Land $66,150 Building $251,230	$317,380 (-) Land $66,150 Building $251,230
2022	$2,642.00	$317,380 Land $66,150 Building $251,230	$317,380 Land $66,150 Building $251,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 361 Seneca Reef Dr in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 361 Seneca Reef Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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