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375 Seneca Reef Dr, Hampstead, NC 28443 Property Records

Pender County property record for 375 Seneca Reef Dr, Hampstead, NC 28443

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,711 sqft · built 2018
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$273,000 (Jan 2020)
Tax Bill$2,631 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3281-76-1940-0000

Property Details

APN / Parcel Number

Primary APN3281-76-1940-0000
Alternative APN
  • 000034367

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,711 sqft Total Area

Exterior

Year BuiltBuilt 2018
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area15,246 sqft (0.35 acres)
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number000034367
Street Address375 SENECA REEF DR
CityHAMPSTEAD
StateNC
Zip28443-7260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 68 PB 63/119 SENECA REEF PH 2 SEC E
Legal SubdivisionSENECA REEF
Legal Phase2
Legal Lot Number68
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group1
Census Block1001
Census Tract920202

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address375 SENECA REEF DR, HAMPSTEAD, NC 28443-7260
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jan 28, 2020Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2020 · Amount on Record
Deed SaleJan 28, 2020 · Amount on Record
Deed Document Number0000664703
Deed Book / Page66 / 4703
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address375 SENECA REEF DR, HAMPSTEAD, NC 28443-7260
Transaction TypeMortgage
Record UpdatedNov 23, 2023
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047620385
DateAug 18, 2021
Book Page4762/385
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

January 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPENDER NC
Recording DateJan 28, 2020
Property Address375 SENECA REEF DR, HAMPSTEAD, NC 28443-7260
Document Number0047030066
Book / Page4703 / 0066
Map ReferenceMB 63 PG 119
Instrument DateJan 24, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 31, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$546.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1545, MOUNT PLEASANT, SC 29465-1545

Transferred To (Grantee/Buyer)

NameVerified Name
Address375 SENECA REEF DR, HAMPSTEAD, NC 28443-7260

Mortgage

Document Number0000470368
DateJan 28, 2020
Instrument4703/68
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,631.00 (+14.49%)$458,209 (+74.31%) Land $138,500 Building $319,709$458,209 (+74.31%) Land $138,500 Building $319,709
2023$262,874 (-) Land $66,150 Building $196,724$262,874 (-) Land $66,150 Building $196,724
2022$2,298.00$262,874 Land $66,150 Building $196,724$262,874 Land $66,150 Building $196,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 142 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies146 units insured
incl. 4 condo units
Nearby Flood Claims65 (1996–2024)
Claims Outside the SFHA26 of 65
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Hurricane Florence, Sep 2018 · 28 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims
  • Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 81% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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