1. Home
  2. North Carolina
  3. Pender County
  4. Hampstead
  5. Seneca Reef Dr

251 Seneca Reef Dr, Hampstead, NC 28443 Property Records

Pender County property record for 251 Seneca Reef Dr, Hampstead, NC 28443

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,194 sqft · built 2019
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Last Sale$525,000 (Aug 2024)
Tax Bill$3,345 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3281-76-6523-0000

Property Details

APN / Parcel Number

Primary APN3281-76-6523-0000
Alternative APN
  • 000057805

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,194 sqft Total Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number000057805
Street Address251 SENECA REEF DR
CityHAMPSTEAD
StateNC
Zip28443-7259
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 64 PB 63/119 SENECA REEF PH 2 SEC 2
Legal SubdivisionSENECA REEF
Legal Phase2
Legal Lot Number64
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group1
Census Block1001
Census Tract920202

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address155 WOODYCREST DR, FARMINGVILLE, NY 11738-2620
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 2, 2020Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2024 · Amount on Record
Deed SaleAug 9, 2024 · Amount on Record
Prior SaleJan 2, 2020 · Amount on Record
Deed Document Number0018044843
Deed Book / Page1804 / 4843
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address251 SENECA REEF DR, HAMPSTEAD, NC 28443-7259
Transaction TypeMortgage
Record UpdatedOct 31, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047381484
DateJan 20, 2021
Book Page4738/1484
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

January 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPENDER NC
Recording DateJan 2, 2020
Property Address251 SENECA REEF DR, HAMPSTEAD, NC 28443-7259
Document Number0047010833
Book / Page4701 / 0833
Map ReferenceMB 63 PG 119
Instrument DateDec 29, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 31, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1545, MOUNT PLEASANT, SC 29465-1545

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 SENECA REEF DR, HAMPSTEAD, NC 28443-7259

Mortgage

Document Number0004701835
DateJan 2, 2020
Instrument4701/835
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,345.00 (+18.16%)$510,796 (+50.19%) Land $69,800 Building $440,996$510,796 (+50.19%) Land $69,800 Building $440,996
2023$340,103 (-) Land $33,210 Building $306,893$340,103 (-) Land $33,210 Building $306,893
2022$2,831.00$340,103 Land $33,210 Building $306,893$340,103 Land $33,210 Building $306,893

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 142 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies146 units insured
incl. 4 condo units
Nearby Flood Claims65 (1996–2024)
Claims Outside the SFHA26 of 65
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Hurricane Florence, Sep 2018 · 28 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims
  • Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 72% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Seneca Reef Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures