Dorchester County property record for 405 S Main St, Hurlock, MD 21643
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 822 sqft · built 1968 |
| Lot Size | 0.273 acres (11,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $54,900 (May 2019) |
| Tax Bill | $1,697 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-001798 |
| Primary APN | 15-001798 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 822 sqft Total Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,900 sqft (0.273 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 001798 |
|---|---|
| Street Address | 405 S MAIN ST |
| City | HURLOCK |
| State | MD |
| Zip | 21643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 6-11,900 SQ. FT. 405 S. MAIN STREET HURLOCK |
| Legal Lot Number | 6 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 15, HURLOCK |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 970200 |
Source: Dorchester County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 652, HURLOCK, MD 21643-0652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 1, 2019 | Special Warranty Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Dec 6, 2018 | Deed in Lieu of Foreclosure, Foreclosure VANTAGE PT TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2019 · Amount on Record |
| Deed Sale | May 1, 2019 · Amount on Record |
| Prior Sale | Dec 6, 2018 · Amount on Record |
| Deed Book / Page | 1516 / 409 |
| Prior Transfer Date | Nov 5, 2018 |
| Prior Transfer Doc | 0014960310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 405 S MAIN ST, HURLOCK, MD 21643 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0016880109 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 1688/109 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | May 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | May 1, 2019 |
| Property Address | 405 S MAIN ST, HURLOCK, MD 21643 |
| Document Number | 0015160409 |
| Book / Page | 1516 / 409 |
| Instrument Date | Jan 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | VANTAGE POINT TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 S LA SALLE ST # ST2000, 400, CHICAGO, IL 60605-1023 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 405 S MAIN ST, HURLOCK, MD 21643 |
| Document Number | 0001516416 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 1516/416 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Dec 6, 2018 |
| Property Address | 405 S MAIN ST, HURLOCK, MD 21643 |
| Document Number | 0014960310 |
| Book / Page | 001496 / 000310 |
| Instrument Date | Nov 5, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 19, 2018 |
| Title Company | VANTAGE PT TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $134.79 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 440 S LA SALLE ST #2000 CHICAGO IL 606055011, 2000, CHICAGO, IL 60605-5011 |
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Hurlock Town |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,697.00 (+2.54%) Homeowner's exemption | $101,867 (+18.4%) | $107,400 (+18.28%) Land $26,700 Building $80,700 |
| 2025 | $1,655.00 (+7.68%) Homeowner's exemption | ||
| 2023 | $1,537.00 | $86,033 | $90,800 Land $26,700 Building $64,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HURLOCK serves 2,150 people · EPA ID MD0090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 7 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Bay Country Communications Cable | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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