Dorchester County property record for 400 S Main St, Hurlock, MD 21643
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,584 sqft · built 1910 |
| Lot Size | 0.245 acres (10,692 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Aug 2023) |
| Tax Bill | $2,807 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-006668 |
| Primary APN | 15-006668 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Total Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,692 sqft (0.245 acres) |
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 006668 |
|---|---|
| Street Address | 400 S MAIN ST |
| City | HURLOCK |
| State | MD |
| Zip | 21643-3616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 10,692 SQ. FT. 400 S. MAIN STREET HURLOCK |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 15, HURLOCK |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 970200 |
Source: Dorchester County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 400 S MAIN ST, HURLOCK, MD 21643-3616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2023 | Deed, Transfer · FHA Mortgage OCMBC INC |
| Mar 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2023 · Amount on Record |
| Deed Sale | Aug 10, 2023 · Amount on Record |
| Prior Sale | Dec 23, 2016 · Amount on Record |
| Deed Book / Page | 1827 / 220 |
| Prior Transfer Date | Dec 21, 2015 |
| Prior Transfer Doc | 0013130103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Aug 10, 2023 |
| Property Address | 400 S MAIN ST, HURLOCK, MD 21643-3616 |
| Document Number | 0018270220 |
| Book / Page | 1827 / 220 |
| Map Reference | MB 1374 PG 397 |
| Instrument Date | Aug 2, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2023 |
| Title Company | BRIGHT TTL & STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 400 S MAIN ST, HURLOCK, MD 21643-3616 |
| Document Number | 0001827227 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 1827-227 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Number | 0018270240 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 1827/240 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 400 S MAIN ST, HURLOCK, MD 21643-3616 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 400S N MAIN ST, HURLOCK, MD 21643-3513 |
| Document Number | 0017240298 |
|---|---|
| Date | Mar 4, 2022 |
| Book Page | 1724/298 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2052 |
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Hurlock Town |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,807.00 (+16.52%) | $166,800 (+57.01%) | $194,200 (+73.39%) Land $26,600 Building $167,600 |
| 2025 | $2,409.00 (+26.92%) | ||
| 2023 | $1,898.00 | $106,233 | $112,000 Land $26,600 Building $85,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HURLOCK serves 2,150 people · EPA ID MD0090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 7 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Bay Country Communications Cable | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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