Dorchester County property record for 402 S Main St, Hurlock, MD 21643
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,000 sqft · built 1994 |
| Lot Size | 0.254 acres (11,081 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Feb 2026) |
| Tax Bill | $2,790 (2026) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage May 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-006269 |
| Primary APN | 15-006269 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,000 sqft Total Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,081 sqft (0.254 acres) |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 006269 |
|---|---|
| Street Address | 402 S MAIN ST |
| City | HURLOCK |
| State | MD |
| Zip | 21643-3616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 11,081 SQ FT 402 S MAIN ST HURLOCK |
| Legal Subdivision | MICHAEL HUBBARD LAND |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 15, HURLOCK |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 970200 |
402 S Main St is owned and occupied by an individual who bought it in February 2026.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 S MAIN ST, HURLOCK, MD 21643-3616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 7, 2024 | Deed, Transfer · VA Mortgage SANDY SPRING BANK |
| Nov 2, 2023 | Deed, Transfer SAGE TITLE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on File |
| Deed Sale | Feb 19, 2026 · Amount on File |
| Prior Sale | May 7, 2024 · Amount on File |
| Deed Book / Page | 1997 / 418 |
| Prior Transfer Date | Sep 28, 2011 |
| Prior Transfer Doc | 0010520041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Feb 19, 2026 |
| Property Address | 402 S MAIN ST, HURLOCK, MD 21643-3616 |
| Document Number | 0019970418 |
| Book / Page | 1997 / 418 |
| Map Reference | CAB 43 PL 83 |
| Instrument Date | Feb 6, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | MARYLAND FIRST TITLE LIMITED, MARYLAND FIRST TITLE LTD |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 S MAIN ST, HURLOCK, MD 21643-3616 |
| Document Number | 0001997425 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 1997/425 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | May 7, 2024 |
| Property Address | 402 S MAIN ST, HURLOCK, MD 21643-3616 |
| Document Number | 0018750063 |
| Book / Page | 1875 / 63 |
| Instrument Date | May 2, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | MARYLAND FIRST TITLE LTD |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $487.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 WILLIAMSPORT CIR, SALISBURY, MD 21804-6472 |
| Name | Verified Name |
|---|---|
| Address | 402 S MAIN ST, HURLOCK, MD 21643-3616 |
| Document Number | 0001875070 |
|---|---|
| Date | May 7, 2024 |
| Instrument | 1875-070 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Number | 0018750088 |
|---|---|
| Date | May 7, 2024 |
| Book Page | 1875/88 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Nov 2, 2023 |
| Property Address | 402 S MAIN ST, HURLOCK, MD 21643-3616 |
| Document Number | 0018420231 |
| Book / Page | 1842 / 231 |
| Instrument Date | Oct 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 WILLIAMSPORT CIR, SALISBURY, MD 21804-6472 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 402 S Main St was $2,790, up 11.1% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Hurlock Town |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,790.00 (+11.11%) | $165,833 (+14.16%) | $186,400 (-) Land $26,700 Building $159,700 |
| 2025 | $2,511.00 | $145,267 | $186,400 Land $26,700 Building $159,700 |
| 2023 | $2,115.00 | $118,367 | $124,700 Land $26,700 Building $98,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 S Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HURLOCK serves 2,150 people · EPA ID MD0090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 7 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Bay Country Communications Cable | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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