404 S Main St, Hurlock, MD 21643 Property Records

Dorchester County property record for 404 S Main St, Hurlock, MD 21643

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,576 sqft · built 1910
Lot Size0.254 acres (11,071 sqft)
OwnerCompany Name on Record
Last Sale$156,000 (Jun 2020)
Tax Bill$3,332 (2026)
Deeds & MortgagesMay 2018 Line of Credit
Jun 2020 Sale & Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN15-011475

Property Details

APN / Parcel Number

Primary APN15-011475
Alternative APN
  • 011475

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,576 sqft Total Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,071 sqft (0.254 acres)
PorchSlab
Porch Area392 sqft
Deck Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number011475
Street Address404 S MAIN ST
CityHURLOCK
StateMD
Zip21643-3616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 11,071 SQ. FT. 404 S. MAIN STREET HURLOCK
JurisdictionDORCHESTER MD
Township / Civil Division15, HURLOCK
Census Block Group3
Census Block3036
Census Tract970200

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address28623 OLD PASTURE DR, EASTON, MD 21601-8327
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 14, 2018Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Jun 25, 2020Grant Deed, Transfer · Line of Credit
QUEENSTOWN BK/MD
May 26, 2018Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TR
Mar 13, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2020 · Amount on Record
Deed SaleJun 25, 2020 · Amount on Record
Prior SaleMay 11, 2009
Deed Book / Page1581 / 378
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address404 S MAIN ST, HURLOCK, MD 21643-3616
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyRGS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014620430
DateMay 14, 2018
Book Page1462/430
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDORCHESTER MD
Recording DateJun 25, 2020
Property Address404 S MAIN ST, HURLOCK, MD 21643-3616
Document Number0015810378
Book / Page001581 / 000378
Instrument DateMay 18, 2020
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyREAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$156.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address28623 OLD PASTURE DR EASTON MD 216018327, EASTON, MD 21601-8327

Mortgage

Document Number15810383
DateJun 25, 2020
Book Page001581/000383
Lender
NameQUEENSTOWN BK/MD
TypeBank
AddressQUEENSTOWN, MD 21658
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address404 S MAIN ST, HURLOCK, MD 21643-3616
Document Number0014730060
Instrument DateMay 26, 2018
Transaction TypeMortgage
Record UpdatedJul 30, 2018
Title CompanyRGS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 S MAIN ST HURLOCK MD 216433616, HURLOCK, MD 21643-3616

Mortgage

Document Number0014730060
DateJul 16, 2018
Book Page001473/000060
Lender
NameMANUFACTURERS & TRADERS TR
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDORCHESTER MD
Recording DateMar 13, 2018
Property Address404 S MAIN ST, HURLOCK, MD 21643-3616
Document Number0014510320
Book / Page001451 / 000320
Instrument DateMar 7, 2018
Transaction TypeTransfer
Record UpdatedMar 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address404 S MAIN ST HURLOCK MD 216433616, HURLOCK, MD 21643-3616

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityHurlock Town
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,332.00 (+5.04%)$198,000 (+23.26%)$212,500 (+25.74%) Land $26,700 Building $185,800
2025$3,172.00 (+10.48%)
2023$2,871.00$160,633$169,000 Land $26,700 Building $142,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF HURLOCK
serves 2,150 people · EPA ID MD0090005
Water SourceGroundwater
Last State InspectionOct 2025
Lead7 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Bay Country Communications
Cable
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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