Effingham County property record for 405 S 3rd St, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 3,078 sqft · built 1960 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,000 (Nov 2015) |
| Tax Bill | $4,033 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-037-022 |
| Primary APN | 03-16-037-022 |
|---|
| Building Area | 3,078 sqft Base Area |
|---|---|
| 1st Floor Area | 3,078 sqft |
| Basement Area | 3,078 sqft |
| Unfinished Basement | 3,078 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 5,663 sqft (0.13 acres) |
| Street Address | 405 S 3RD ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-3711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 GILLENWATER ADD 3162/305 1574/9 1166/343 1117/117 |
| Legal Subdivision | GILLENWATER ADDITION |
| Legal Lot Number | 25 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 950800 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 817 N 2ND ST, EFFINGHAM, IL 62401-3134 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2015 · Amount on Record |
| Deed Sale | Nov 19, 2015 · Amount on Record |
| Deed Document Number | 20151504979 |
| Deed Book / Page | 3162 / 305 |
| Record Updated | Oct 29, 2026 |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,033.00 (+11.16%) | $71,490 (+31.9%) Land $14,910 Building $56,580 | $214,470 (+31.9%) Land $44,730 Building $169,740 |
| 2022 | $3,628.00 | $54,200 Land $11,300 Building $42,900 | $162,600 Land $33,900 Building $128,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Fidium Fiber DSL | 500 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures