311 S 3rd St, Effingham, IL 62401 Property Records

Effingham County property record for 311 S 3rd St, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,130 sqft · built 1900
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Mar 2019)
Tax Bill$1,923 (2025)
Deeds & MortgagesMar 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN03-16-037-019

Property Details

APN / Parcel Number

Primary APN03-16-037-019

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area1,130 sqft Base Area
1st Floor Area1,130 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Garage Area280 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address311 S 3RD ST
CityEFFINGHAM
StateIL
Zip62401-3709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 GILLENWATER ADD 3451/9 2639/91 2639/89 671/25
Legal SubdivisionGILLENWATER ADDITION
Legal Lot Number20
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group2
Census Block2002
Census Tract950800

Owner

311 S 3rd St is owned by an individual who bought it in March 2019.

Source: Effingham County records, as of October 5, 2026

Owner of RecordIndividual Name on File
Mailing Address105 N OAK ST, TEUTOPOLIS, IL 62467-1115
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2019 · Amount on File
Deed SaleMar 6, 2019 · Amount on File
Deed Document Number20191900780
Deed Book / Page3451 / 9
Prior Transfer DateJul 15, 2010
Prior Transfer Doc2639/091
Record UpdatedOct 29, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateMar 6, 2019
Property Address311 S 3RD ST, EFFINGHAM, IL 62401-3709
Document Number3451/009
Book / Page3451 / 009
Map ReferenceMB L PG 293
Instrument DateMar 6, 2019
Instrument201901900780
Transaction TypeTransfer
Record UpdatedAug 5, 2021
Title CompanyTHE TITLE CENTER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$105.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 N OAK ST, TEUTOPOLIS, IL 62467-1115

Mortgage

Document Number201901900781
DateMar 6, 2019
Instrument201901900781
Lender
NameTEUTOPOLIS STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueMar 6, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 311 S 3rd St was $1,923, down 8.2% from the year before.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,923.00 (-8.17%)$34,100 (+1%) Land $8,710 Building $25,390$102,300 (+1%) Land $26,130 Building $76,170
2024$2,094.00$31,000 Land $7,920 Building $23,080$93,000 Land $23,760 Building $69,240
2022$25,860 Land $6,610 Building $19,250$77,580 Land $19,830 Building $57,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 311 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 311 S 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEFFINGHAM
serves 12,252 people · EPA ID IL0490250
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Fidium Fiber
DSL
500 / 75
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Nearby Properties on S 3rd St

Nearby Streets

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