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402 S 3rd St, Effingham, IL 62401 Property Records

Effingham County property record for 402 S 3rd St, Effingham, IL 62401

Property Summary

Property TypeCommercial
Details848 sqft · built 1941
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$78,000 (Aug 2019)
Tax Bill$2,088 (2025)
Deeds & MortgagesApr 2024 Transfer
Aug 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-16-037-061

Property Details

APN / Parcel Number

Primary APN03-16-037-061

Interior

Building Area848 sqft Base Area
1st Floor Area848 sqft
Basement Area848 sqft
Unfinished Basement848 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Lot Area12,197 sqft (0.28 acres)

Location & Zoning

Street Address402 S 3RD ST
CityEFFINGHAM
StateIL
Zip62401-3710
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 2 EBS SUB #2 25001670 24001037 3491/78 1628/283 1432/295 1416/228 1371/297 955/244
Legal SubdivisionEBS SUB
Legal Tract2
Legal Lot Number2
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group2
Census Block2001
Census Tract950800

Owner

402 S 3rd St, a commercial property, is owned by an individual who acquired it in April 2024.

Source: Effingham County records, as of October 5, 2026

Owner of RecordIndividual Name on File
Mailing Address906 HOLLY DR, EFFINGHAM, IL 62401-1636
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2024Transfer on Death Deed, Transfer
Aug 26, 2019Deed, Transfer
BURNETT TITLE, BURNET TITLE
Jun 13, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2019 · Amount on File
Deed SaleAug 26, 2019 · Amount on File
Deed Document Number20191903350
Deed Book / Page3491 / 78
Last Transfer DateApr 1, 2024
Transfer Doc0000001037
Record UpdatedOct 29, 2026

April 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionEFFINGHAM IL
Recording DateApr 5, 2024
Property Address402 S 3RD ST, EFFINGHAM, IL 62401-3710
Document Number202424001037
Map ReferenceMB 2149 PG 190
Instrument DateApr 1, 2024
Instrument202424001037
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address906 HOLLY DR, EFFINGHAM, IL 62401-1636

Transferred To (Grantee/Buyer)

NameVerified Name
Address906 HOLLY DR, EFFINGHAM, IL 62401-1636

August 2019: Deed, Transfer

Document TypeDeed
JurisdictionEFFINGHAM IL
Recording DateAug 26, 2019
Property Address402 S 3RD ST, EFFINGHAM, IL 62401-3710
Document Number3491/078
Book / Page3491 / 078
Instrument DateAug 19, 2019
Instrument201901903350
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyBURNETT TITLE, BURNET TITLE

Transaction

AmountAmount on Record
Tax$117.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Partial Interest
  • Partial Parcel

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address906 HOLLY DR, EFFINGHAM, IL 62401-1636

June 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionEFFINGHAM IL
Recording DateJun 13, 2019
Property Address402 S 3RD ST, EFFINGHAM, IL 62401-3710
Document Number3473/025
Book / Page3473 / 025
Map ReferenceMB 1432 PG 285
Instrument DateJun 13, 2019
Instrument201901902188
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 N 6TH ST, DAHLGREN, IL 62828-4003

Tax Assessment & Valuation

The 2025 property tax bill for 402 S 3rd St was $2,088, down 8.1% from the year before.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,088.00 (-8.1%)$37,010 (+10.02%) Land $16,160 Building $20,850$111,030 (+10.02%) Land $48,480 Building $62,550
2024$2,272.00$33,640 Land $14,690 Building $18,950$100,920 Land $44,070 Building $56,850
2022$28,060 Land $12,250 Building $15,810$84,180 Land $36,750 Building $47,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 S 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEFFINGHAM
serves 12,252 people · EPA ID IL0490250
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber		1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Fidium Fiber
DSL		500 / 75
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
AT&T
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

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