413 S 3rd St, Effingham, IL 62401 Property Records

Effingham County property record for 413 S 3rd St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	730 sqft · built 1940
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Tax Bill	$1,265 (2022)
Flood Zone	Zone X (minimal risk)
APN	`03-16-037-025`

Property Details

APN / Parcel Number

Primary APN	`03-16-037-025`

Interior

Stories	2 Stories
Building Area	730 sqft Base Area
Basement Area	682 sqft

Exterior

Year Built	Built 1940
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	413 S 3RD ST
City	EFFINGHAM
State	IL
Zip	62401-3711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S PT LOTS 29 & 30 GILLENWATER ADD 2540/96 771/158
Legal Subdivision	GILLENWATER ADDITION
Legal Lot Number	29-30
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2002
Census Tract	950800

Owner

Source: Effingham County assessment roll, APN 03-16-037-025, as of January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	413 S 3RD ST, EFFINGHAM, IL 62401-3711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2009
Deed Sale	Jul 01, 2009
Deed Document Number	200900904645
Deed Book / Page	2540 / 096
Record Updated	Jun 07, 2026

Tax Assessment & Valuation

Source: Effingham County assessment roll as of January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,265.00 Homeowner's exemption	$25,470 Land $9,720 Building $15,750	$76,410 Land $29,160 Building $47,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), as of January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 349 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wabash Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Consolidated Communications DSL	500 / 75
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0490250, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EFFINGHAM serves 12,252 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.