413 Palazzo Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 413 Palazzo Cir, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,794 sqft · built 2014
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on File
Last Sale	$245,000 (Apr 2018)
Tax Bill	$6,163 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028687-0930`

Property Details

APN / Parcel Number

Primary APN	`028687-0930`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,794 sqft Living Area
Gross Area	2,326 sqft
1st Floor Area	1,794 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	413 PALAZZO CIR
City	SAINT AUGUSTINE
State	FL
Zip	32092-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	58/99-106 MURABELLA UNIT 5 LOT 93 OR4535/1896
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 5
Legal Block	1
Legal Lot Number	93
Legal Unit	5
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1011
Census Tract	20906

Owner

Source: St. Johns County records · APN 028687-0930

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	413 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 2018 · Amount on Record
Deed Sale	Apr 24, 2018 · Amount on Record
Prior Sale	Jan 23, 2015 · Amount on Record
Deed Document Number	201827494
Deed Book / Page	4535 / 1896
Record Updated	Jun 08, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 24, 2018
Property Address	413 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4514
Document Number	0045351896
Book / Page	004535 / 001896
Instrument Date	Apr 16, 2018
Instrument	27494
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	413 PALAZZO CIR ST AUGUSTINE FL 320924514, ST AUGUSTINE, FL 32092-4514

Mortgage

Document Number	45351898
Date	Apr 24, 2018
Book Page	004535/001898
Instrument	27495

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,468 (+2.7%)	$337,932 (-4.39%) Land $110,000 Building $227,932
2025	$6,163.00 (+7.76%) Homeowner's exemption	$233,172 (+2.9%)	$353,439 (-1.76%) Land $110,000 Building $243,439
2024	$5,719.00 (+4.29%) Homeowner's exemption	$226,601 (+3%)	$359,774 (+1.58%) Land $105,000 Building $254,774
2023	$5,484.00 (+3.06%) Homeowner's exemption	$220,001 (+3%)	$354,173 (+8.89%) Land $89,600 Building $264,573
2022	$5,321.00 Homeowner's exemption	$213,593	$325,246 Land $89,600 Building $235,646

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.