Fannin County property record for 405 N Main St, Bonham, TX 75418
| Property Type | Commercial |
|---|---|
| Details | 5,084 sqft |
| Lot Size | 0.093 acres (4,060 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $332,500 (Apr 2026) |
| Tax Bill | $6,643 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9685-005-0110-05 |
| Primary APN | 9685-005-0110-05 |
|---|---|
| Alternative APN |
|
| Building Area | 5,084 sqft Total Area |
|---|---|
| 1st Floor Area | 1,640 sqft |
| Lot Area | 4,060 sqft (0.093 acres) |
|---|---|
| Lot Dimensions | 145 ft deep x 28 ft wide |
| Porch | Porch |
| Porch Area | 376 sqft |
| Account Number | 9685-005-0110-05 |
|---|---|
| Street Address | 405 N MAIN ST |
| City | BONHAM |
| State | TX |
| Zip | 75418-4322 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SIMPSON DONATION, BLOCK 5, LOT 11, ACRES .0932 |
| Legal Subdivision | SIMPSONS DONATION |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | BONHAM |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 950401 |
Source: Fannin County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2114 PECAN ST, BONHAM, TX 75418-2222 |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on Record |
| Deed Sale | Apr 1, 2026 · Amount on Record |
| Prior Sale | Jun 28, 2016 |
| Deed Document Number | 20261980 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FANNIN TX |
| Recording Date | Apr 1, 2026 |
| Property Address | 405 N MAIN ST, BONHAM, TX 75418-4322 |
| Document Number | 0000001980 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20261980 |
| Record Updated | Apr 15, 2026 |
| Title Company | MAIN STREET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2114 PECAN ST, BONHAM, TX 75418-2222 |
| Investor | Possibly a Property Investor |
| Document Number | 2026001981, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 20261981 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 1, 2031 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.01% |
| Initial Type | Balloon |
| Max Rate | -1% |
Source: Fannin County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bonham City |
| County | Fannin County |
| Unified School District | Bonham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,643.00 (+2%) | $418,050 (+75.76%) Land $54,810 Building $363,240 | $418,050 (+75.76%) Land $54,810 Building $363,240 |
| 2024 | $5,536.00 (+137.09%) | ||
| 2023 | $237,850 Land $27,610 Building $210,240 | $237,850 Land $27,610 Building $210,240 | |
| 2018 | $2,335.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BONHAM serves 10,746 people · EPA ID TX0740001 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD - BONHAM WTP |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Nextlink, Verizon.
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