321 N Main St, Bonham, TX 75418 Property Records

Fannin County property record for 321 N Main St, Bonham, TX 75418

Property Summary

Property TypeCommercial
Details7,768 sqft
Lot Size0.129 acres (5,615 sqft)
Owner2 Individual Names on Record
Last Sale$197,000 (Mar 2006)
Tax Bill$7,712 (2025)
Flood ZoneZone X (minimal risk)
APN9685-012-0100-05

Property Details

APN / Parcel Number

Primary APN9685-012-0100-05
Alternative APN
  • 93720

Interior

Building Area7,768 sqft Total Area
1st Floor Area4,208 sqft

Exterior

Lot Area5,615 sqft (0.129 acres)
Lot Dimensions137 ft deep x 41 ft wide
PorchPorch
Porch Area352 sqft

Location & Zoning

Account Number9685-012-0100-05
Street Address321 N MAIN ST
CityBONHAM
StateTX
Zip75418-4320
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionSIMPSON DONATION, BLOCK PT OF 12
Legal SubdivisionSIMPSON DONATION
JurisdictionFANNIN TX
Township / Civil DivisionBONHAM
Census Block Group1
Census Block1013
Census Tract950600

Owner

Source: Fannin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3567 COUNTY ROAD 318, MCKINNEY, TX 75069-1139
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2006 · Amount on Record
Deed SaleMar 14, 2006 · Amount on Record
Deed Document Number20061565
Deed Book / Page1217 / 88
Last Transfer DateJun 2, 2020
Transfer Doc0000002990
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityBonham City
CountyFannin County
Unified School DistrictBonham Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,712.00 (+19.99%)$456,340 (+65.26%) Land $65,300 Building $391,040$456,340 (+65.26%) Land $65,300 Building $391,040
2024$6,427.00 (+49.19%)
2023$276,130 Land $37,560 Building $238,570$276,130 Land $37,560 Building $238,570
2018$4,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1981–1982)
Most Recent ClaimMay 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BONHAM
serves 10,746 people · EPA ID TX0740001
Water SourcePurchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State InspectionMar 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Sparklight
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Nextlink, Verizon.

Nearby Properties on N Main St

Nearby Streets

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