401 N Main St, Bonham, TX 75418 Property Records

Fannin County property record for 401 N Main St, Bonham, TX 75418

Property Summary

Property TypeCommercial
Details7,614 sqft
Lot Size0.062 acres (2,705 sqft)
OwnerCompany Name on File
Tax Bill$6,619 (2024)
Deeds & MortgagesJul 2023 Transfer
Flood ZoneZone X (minimal risk)
APN9685-005-0010-05

Property Details

APN / Parcel Number

Primary APN9685-005-0010-05
Alternative APN
  • 93677

Interior

Building Area7,614 sqft Total Area
1st Floor Area2,570 sqft
2nd Floor Area2,522 sqft

Exterior

Lot Area2,705 sqft (0.062 acres)
Lot Dimensions104 ft deep x 26 ft wide
PorchPorch
Porch Area160 sqft

Location & Zoning

Account Number9685-005-0010-05
Old Parcel Number93677
Street Address401 N MAIN ST
CityBONHAM
StateTX
Zip75418-4322
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionSIMPSON DONATION, BLOCK 5, LOT 1, ACRES .0621
Legal SubdivisionSIMPSON DONATION
Legal Block5
Legal Lot Number1
JurisdictionFANNIN TX
Township / Civil DivisionBONHAM
Census Block Group2
Census Block2052
Census Tract950401

Owner

401 N Main St, a commercial property, is owned by a company that acquired it in March 1997.

Source: Fannin County records, as of November 17, 2025

Owner of RecordCompany Name on File
Mailing AddressPO BOX 37, BONHAM, TX 75418-0037
Owner TypeCompany
VestingEstate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 1997
Deed SaleMar 24, 1997
Record UpdatedJun 8, 2026

July 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionFANNIN TX
Recording DateJul 26, 2023
Property Address401 N MAIN ST, BONHAM, TX 75418-4322
Document Number2023004737
Map ReferenceVOL 4 PG 251-256
Instrument DateJul 3, 2023
Instrument2023004737
Transaction TypeTransfer
Record UpdatedAug 15, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1200 W RUSSELL AVE # AVE141, AVE141, BONHAM, TX 75418-2350

Transferred To (Grantee/Buyer)

NameVerified Name
Address574 COUNTY ROAD 2150, TELEPHONE, TX 75488-3438

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityBonham City
CountyFannin County
Unified School DistrictBonham Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$380,900 Land $42,390 Building $338,510$380,900 Land $42,390 Building $338,510
2024$6,619.00
2023$284,420 (+13.77%) Land $18,560 Building $265,860$284,420 (+13.77%) Land $18,560 Building $265,860
2022$250,000 Land $16,023 Building $233,977$250,000 Land $16,023 Building $233,977
2018$4,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BONHAM
serves 10,746 people · EPA ID TX0740001
Water SourcePurchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State InspectionMar 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Sparklight
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Nextlink, Verizon.

Nearby Properties on N Main St

Nearby Streets

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