407 N Main St, Bonham, TX 75418 Property Records

Fannin County property record for 407 N Main St, Bonham, TX 75418

Property Summary

Property TypeCommercial
Details2,938 sqft
Lot Size0.057 acres (2,522 sqft)
Owner2 Individual Names on File
Tax Bill$3,454 (2024)
Flood ZoneZone X (minimal risk)
APN9685-005-0070-05

Property Details

APN / Parcel Number

Primary APN9685-005-0070-05
Alternative APN
  • 93683

Interior

Building Area2,938 sqft Total Area
1st Floor Area1,714 sqft
2nd Floor Area1,224 sqft

Exterior

Lot Area2,522 sqft (0.057 acres)
Lot Dimensions140 ft deep x 18 ft wide
PorchPorch
Porch Area176 sqft

Location & Zoning

Account Number9685-005-0070-05
Old Parcel Number93683
Street Address407 N MAIN ST
CityBONHAM
StateTX
Zip75418-4322
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionSIMPSON DONATION, BLOCK 5, LOT PT OF 7, ACRES .0579
Legal SubdivisionSIMPSON DONATION
Legal Block5
Legal Lot Number7
JurisdictionFANNIN TX
Township / Civil DivisionBONHAM
Census Block Group2
Census Block2052
Census Tract950401

Owner

407 N Main St, a commercial property, is owned by two individuals who acquired it in April 2021.

Source: Fannin County records, as of November 17, 2025

Owner of Record2 Individual Names on File
Mailing Address411 N MAIN ST, BONHAM, TX 75418-4322
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2021
Deed SaleApr 16, 2021
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityBonham City
CountyFannin County
Unified School DistrictBonham Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$305,570 Land $40,250 Building $265,320$305,570 Land $40,250 Building $265,320
2024$3,454.00
2023$148,430 Land $17,330 Building $131,100$148,430 Land $17,330 Building $131,100
2018$2,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BONHAM
serves 10,746 people · EPA ID TX0740001
Water SourcePurchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State InspectionMar 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Sparklight
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Nextlink, Verizon.

Nearby Properties on N Main St

Nearby Streets

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