405 N 16th St, Montebello, CA 90640 Property Records

Los Angeles County property record for 405 N 16th St, Montebello, CA 90640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,385 sqft · built 1957
Lot Size	0.132 acres (5,739 sqft)
Owner	2 Company Names on Record
Last Sale	$193,000 (Mar 1999)
Tax Bill	$5,001 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Oct 2019 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6344-005-021`

Property Details

APN / Parcel Number

Primary APN	`6344-005-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,385 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,739 sqft (0.132 acres)
Lot Dimensions	110 ft deep x 52 ft wide

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	405 N 16TH ST
City	MONTEBELLO
State	CA
Zip	90640-3905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MNR1YY
Legal Description	TRACT # 19541 LOT 13
Legal Subdivision	19541
Legal Tract	19541
Legal Block	4
Legal Lot Number	13
Jurisdiction	LOS ANGELES CA
Township / Civil Division	SOUTHWEST SAN GABRIEL VALLEY
Census Block Group	4
Census Block	4003
Census Tract	530102

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	405 N 16TH ST, MONTEBELLO, CA 90640-3905
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Oct 10, 2019	Deed of Trust, Mortgage · Reverse Mortgage VISION ONE MORTGAGE INC
Sep 27, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 1999 · Amount on Record
Deed Sale	Mar 19, 1999 · Amount on Record
Deed Document Number	1999455487
Last Transfer Date	Sep 9, 2017
Transfer Doc	0001070450
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	405 N 16TH ST, MONTEBELLO, CA 90640-3905
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N 16TH ST, MONTEBELLO, CA 90640-3905

Mortgage

Document Number	0000343364
Date	Mar 25, 2022
Instrument	22-0343364

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	910 Months
Due	Jan 28, 2098

Interest

Rate Type	Adjustable Rate
Rate	2.36%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2002
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.36%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	405 N 16TH ST, MONTEBELLO, CA 90640-3905
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001078714
Date	Oct 10, 2019
Instrument	19-1078714

Lender

Name	VISION ONE MORTGAGE INC
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	939 Months
Due	Jan 28, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.56%
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	405 N 16TH ST, MONTEBELLO, CA 90640-3905
Document Number	0001078715
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	405 N 16TH ST MONTEBELLO CA 906403905, MONTEBELLO, CA 90640-3905

Mortgage

Document Number	0001078715
Date	Oct 10, 2019
Instrument	1078715

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Oct 9, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.56%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Sep 19, 2017
Property Address	405 N 16TH ST, MONTEBELLO, CA 90640-3905
Document Number	0001070450
Instrument Date	Sep 9, 2017
Instrument	1070450
Transaction Type	Transfer
Record Updated	Sep 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	405 N 16TH ST MONTEBELLO CA 906403905, MONTEBELLO, CA 90640-3905

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Montebello City
Unified School District	Montebello Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$308,593 (+2%) Land $153,338 Building $155,255
2025	$5,001.00 (+5.86%) Homeowner's exemption	$302,543 (+4.04%) Land $150,332 Building $152,211
2023	$4,724.00 (+3.48%) Homeowner's exemption	$290,797 Land $144,496 Building $146,301
2022	$4,565.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEBELLO LAND & WATER CO. private · serves 26,554 people · EPA ID CA1910091
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sonic Telecom, T-Mobile, Verizon.

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